South & Central U.S. Loan Storefront Guide
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Tiempo Loans

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 39 Google reviews · How we rank ›

4.2(39) 71 composite score See reviews on Google ✓ Google-verified
Mortgage & Home LoansPersonal LoansAuto & Title LoansPayday & Cash AdvanceBad Credit / No Credit CheckSame-Day / Fast ApprovalSpanish-Speaking Service
Services
Mortgage & Home Loans, Personal Loans, Auto & Title Loans
Reviews
39

What recent reviews say

Most customers have stayed with Tiempo for years, praising the welcoming atmosphere and staff who treat them like family. Application is quick and hassle-free, and the business works with people whose credit is imperfect. However, some report receiving unsolicited offers with extremely high APR rates and poor phone interactions.

Praised for
  • friendly and professional staff
  • quick and easy application process
  • manager Steve goes above and beyond
  • accepts customers with imperfect credit
  • long-term customer loyalty
Watch-outs
  • unsolicited loan offers with predatory APR rates
  • poor phone advice
  • concerns about data privacy
helpful-stafffriendly-staffeasy-applicationfast-approvalhigh-interestpoor-communication
Best for: Repeat customers needing flexible lending with bad or imperfect credit.
Think twice if: Those concerned about high interest rates should clarify APR terms before applying, and verify loan offers are legitimate.

Strengths

  • works with bad credit applicants
  • fast and simple application
  • long-standing customer relationships
  • staff treats customers personally

Worth knowing

  • Manager Steve is named repeatedly across reviews as going above and beyond for customers
  • Staff members Dahlia and Nora also named as consistently helpful
  • One customer reported helping improve credit score over 2+ years of relationship
  • One customer was a returning client for 11 and another for 15 years

What reviews say by service

Personal Loans
Fast and easy application process, customers return repeatedly
Bad Credit / No Credit Check
Explicitly works with imperfect credit; reviewers confirm approval and support
Same-Day / Fast Approval
Multiple mentions of quick application and immediate help

How it compares

  • Rated 4.2 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 46% of the businesses in this directory.

How we scored this

How We Rank
Star rating 55
Review volume 70
Review recency 85
Review sentiment 67
Profile completeness 100
Verification 30

Rating breakdown

5
31
4
0
3
0
2
0
1
8

Contact

Address
2121 N Main St, Houston, TX 77009

Last verified 2026-08-23

Opening hours

Monday
09:00-18:00
Tuesday
09:00-18:00
Wednesday
09:00-18:00
Thursday
09:00-18:00
Friday
09:00-18:00
Saturday
09:00-13:00
Sunday
Closed

As listed on Google.

From their website

Services listed
Personal loansTax preparationInstallment loansAuto loansTax loansBad credit loans

As published by the business on its own website; not independently verified.

Enquire about Tiempo Loans

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to Tiempo Loans. We only share your details with providers relevant to your request.

Common questions

Can I get approved with bad credit?
Yes. Reviews confirm Tiempo works with customers who have imperfect or bad credit and helps them build relationships over years.
How long does it take to apply?
Reviewers consistently describe the process as easy and fast, with no hassle even for repeat cash advances.

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Last updated 2026-08-23