South & Central U.S. Loan Storefront Guide
Menu

Direct Commercial Funding Inc

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 15 Google reviews · How we rank ›

3.1(15) 53 composite score See reviews on Google ✓ Google-verified Publishes prices
Mortgage & Home LoansPersonal LoansBusiness & Commercial Loans
Services
Mortgage & Home Loans, Personal Loans, Business & Commercial Loans
Reviews
15

What recent reviews say

Five-star reviewers consistently praise the team's professionalism, responsiveness, and clear communication, with particular mention of Calvin Blake and staff patience. However, one-star complaints spanning multiple years allege advanced fee fraud, non-refunded application fees, fake documents, and vanished contact after payment, with specific accusations of FBI investigation and $59,000 stolen from a hotel owner.

Praised for
  • professional and responsive team
  • transparent process
  • knowledgeable staff
  • clear communication
  • reliable service
Watch-outs
  • application fees not refunded
  • promised loans never delivered
  • fake documents
  • unresponsive after payment
  • aggressive underwriting staff
helpful-stafftransparent-feeshidden-feespushy-salespredatory-termslong-wait-timesprofessional-service
Think twice if: Multiple one-star reviews over several years describe upfront fees, fake documents, unresponsive follow-up, and alleged FBI investigation. Research thoroughly before sending money.

Strengths

  • team professionalism and responsiveness
  • transparent communication
  • specialized commercial expertise
  • knowledgeable underwriting

Worth knowing

  • Calvin Blake named for professionalism and patience with construction loans
  • Jeff Stein mentioned in underwriting dispute
  • Bethany in Underwriting noted for aggressive fee demand within 5 hours
  • Hotel owner allegedly lost $59,000 to alleged advanced fee fraud
  • $2,360 monthly payment sample on $40,000 loan per their website calculator

What reviews say by service

Business & Commercial Loans
Positive reviews praise transparent process and commercial expertise; negative reviews describe advanced fees and non-delivery.
Mortgage & Home Loans
Limited direct evidence; one positive mention of construction financing.
Personal Loans
No clear review evidence specific to personal loans.

How it compares

  • Rated 3.1 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 36% of the businesses in this directory.

How we scored this

How We Rank
Star rating 33
Review volume 52
Review recency 82
Review sentiment 37
Profile completeness 100
Verification 30

Rating breakdown

5
8
4
0
3
0
2
0
1
7

Contact

Address
440 Louisiana St 9th floor, Houston, TX 77002

Last verified 2026-08-23

Opening hours

Monday
00:00-24:00
Tuesday
00:00-24:00
Wednesday
00:00-24:00
Thursday
00:00-24:00
Friday
00:00-24:00
Saturday
00:00-24:00
Sunday
00:00-24:00

As listed on Google.

From their website

Services listed
Conventional FinancingStated Income LoansMezzanine LoansInternational LoansCorporate Loans1031 ExchangeFull Documentation LoansCash-Out Refinance
Published prices
Loan example (sample calculator)
Monthly payment $2,360 on $40,000 loan

Operating:Over 20 years

As published by the business on its own website; not independently verified.

Enquire about Direct Commercial Funding Inc

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to Direct Commercial Funding Inc. We only share your details with providers relevant to your request.

Common questions

What services does Direct Commercial Funding offer?
Their website lists conventional financing, hard money loans, construction loans, stated income loans, 1031 exchanges, lines of credit, and cash-out refinancing.
Is there evidence of advanced fees or upfront costs?
Multiple reviews describe being charged application fees that were not refunded, and one alleges a commitment fee demanded within 5 hours. The business website does not publicly state fee structures.

Similar loan agencies nearby

UC
79

US Cash Advance

4.9(14)✓ Google-verified

All 12 reviewers gave five stars, citing speed of approval and funding as the standout strength. Multiple customers emphasized no credit check requirements and acceptance despite poor credit history. Staff members (notably Charles) were praised for clarity and professionalism throughout the process.

Mortgage & Home LoansPersonal LoansPayday & Cash Advance
MH
38 low data

My Holiday Funds

1.0(1)Publishes prices

One reviewer gave a one-star rating and advised against using this lender, recommending a bank instead. Limited review evidence available.

Mortgage & Home LoansPersonal Loans

Own this business? Get featured

Own or market a business here? Ask about featured placement and advertising on this directory. Your message goes straight to the directory team.

Last updated 2026-08-23