South & Central U.S. Loan Storefront Guide
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SWE Lending

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 21 Google reviews · How we rank ›

4.0(21) 70 composite score See reviews on Google ✓ Google-verified
Business & Commercial Loans
SWE Lending
Service
Business & Commercial Loans
Reviews
21

What recent reviews say

SWE Lending specializes in complex loans for borrowers traditional lenders reject, with loan officers like Jesse Monroy and Raymond earning consistent praise for speed and expertise. However, some customers report the business placed signs on private property without permission and failed to address complaints when contacted.

Recent shift: No significant shift; positive ratings and complaint patterns consistent across recent years. A small cluster of signage complaints appears isolated to 1-3 years ago.

Praised for
  • Skilled loan officers (Jesse Monroy, Raymond, Ray Guajardo)
  • Fast closing and fund times
  • Help with difficult credit situations
  • Professional and patient service
Watch-outs
  • Unauthorized signage on private property
  • Poor complaint handling and unresponsive departments
knowledgeable-agentshelpful-staffquick-fundingprofessional-serviceflexible-repayment
Best for: Self-employed borrowers and those with complex credit needing speed and specialized expertise.
Think twice if: Customer service complaint handling is weak; property signage issues reported multiple times without clear resolution.

Strengths

  • Approval for difficult credit profiles
  • Fast closings (under two weeks)
  • Experienced loan officers
  • Cash-out and investment property options

Worth knowing

  • Jesse Monroy named as lead officer (equity, cash-out refinance, non-traditional approvals)
  • Raymond closed transaction in under two weeks
  • Ray Guajardo praised for communication and professionalism
  • Services include home equity, home improvement, fix-and-flip, commercial, and cash-out loans
  • NMLS #851997
  • Open 7 days

What reviews say by service

Business & Commercial Loans
Borrowers and brokers praised ability to handle complex commercial and fix-and-flip deals quickly; fast turnaround and deal-closing expertise highlighted.

How it compares

  • Rated 4 against a 4.43 average across the 84 business & commercial loans businesses listed here.
  • Has more Google reviews than 41% of the businesses in this directory.

How we scored this

How We Rank
Star rating 52
Review volume 58
Review recency 100
Review sentiment 68
Profile completeness 100
Verification 30

Rating breakdown

5
16
4
0
3
0
2
0
1
5

Contact

Address
6101 Southwest Fwy Suite 200, Houston, TX 77057

Last verified 2026-08-23

Opening hours

Monday
09:00-18:00
Tuesday
09:00-18:00
Wednesday
09:00-18:00
Thursday
09:00-18:00
Friday
09:00-18:00
Saturday
11:00-13:30
Sunday
11:00-15:00

As listed on Google.

From their website

Services listed
Home Equity LoansHome Improvement LoansForeclosure Rescue LoansFix and Flip LoansRehab LoansCommercial LoansResidential LoansPurchase Money Loans

Credentials claimed:NMLS #851997

Operating:over 30 years of experience

As published by the business on its own website; not independently verified.

Enquire about SWE Lending

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Common questions

How fast can SWE close a loan?
At least one borrower's transaction closed in under two weeks. Multiple reviews mention fast processing and on-time funding as promised.
Will SWE work with me if I have credit challenges?
Yes. The business specializes in helping borrowers with difficult credit profiles who are often rejected by traditional lenders.

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Last updated 2026-08-23