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Larry The Lender | Hard Money Lender

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 22 Google reviews · How we rank ›

5.0(22) 77 low data composite score See reviews on Google ✓ Google-verified Publishes prices
Business & Commercial Loans
Larry The Lender | Hard Money Lender
Service
Business & Commercial Loans
Reviews
22

What recent reviews say

All 22 reviews are five-star. Real estate investors and borrowers consistently praise the speed of closing (some funded in 48 hours to 3 days), the team's honesty about terms and timelines, and the absence of hidden fees. Reviewers name Mike and Larry as straightforward operators with years of experience who keep their commitments and treat clients like partners.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • honest and straightforward process
  • fast funding and closing times
  • knowledgeable and responsive staff
  • no hidden fees or surprise expenses
fast-approvaltransparent-feeshelpful-staffquick-fundingprofessional-serviceknowledgeable-agents
Best for: Real estate investors needing fast hard money or bridge loans for acquisitions, fix-and-flips, and refinancing.

Strengths

  • 48-hour to 3-day funding and closings
  • no hidden fees or appraisal charges
  • experienced team (Mike, Larry) with decades in the business
  • responsive, straightforward communication

Worth knowing

  • Mike Main named for construction refinance expertise and attention to title review
  • Larry and Mike (two team members with that first name) consistently mentioned by name in reviews
  • 48-hour funding documented in at least one review
  • Funded clients in under 3 days from initial office visit in another case
  • No appraisal fees, inspection fees, or pre-closing expenses charged

What reviews say by service

Business & Commercial Loans
Fast closings, honest terms, no hidden fees. Reviewers consistently return for multiple transactions.
Same-Day / Fast Approval
Closings documented in 48 hours and under 3 days from initial consultation. Standout speed compared to competitor lenders.

How it compares

  • Rated 5 against a 4.43 average across the 84 business & commercial loans businesses listed here.
  • Has more Google reviews than 42% of the businesses in this directory.

How we scored this

How We Rank
Star rating 83
Review volume 59
Review recency 98
Review sentiment 65
Profile completeness 100
Verification 30

Rating breakdown

5
22
4
0
3
0
2
0
1
0

Contact

Address
5000 Locust St, Bellaire, TX 77401

Last verified 2026-08-23

Opening hours

Monday
08:30-17:00
Tuesday
08:30-17:00
Wednesday
08:30-17:00
Thursday
08:30-17:00
Friday
08:30-17:00
Saturday
Closed
Sunday
Closed

As listed on Google.

From their website

Services listed
Commercial Hard Money LoansResidential Hard Money LoansBridge LoansAsset Based LendingCommercial Property Acquisition LoansCash-Out Loans for Income Producing Rental PropertiesCash-Out Loans for Commercial PropertiesRefinance of Existing Investment Loans
Published prices
Hard Money Loans
12.99% Loan Rate
Hard Money Loans
Minimum Loan $100K to $7M
Commercial Loans
2 or 3 points based on term
Residential Loans
2 or 3 points based on term
Land/Lots Loans
2 or 3 points based on term
Fix/Flip Loans
2 or 3 points based on term

Operating:over 50 years combined experience

As published by the business on its own website; not independently verified.

Enquire about Larry The Lender | Hard Money Lender

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Common questions

How fast can I get funded?
Reviewers report closings in 48 hours to 3 days from initial visit. One investor stated they were funded in under 3 days from their first office meeting.
Are there hidden fees?
No. Their website states no appraisal fees, inspection fees, or pre-closing expenses. Reviewers confirm transparent pricing with no surprises.
What areas do you serve?
Texas only: Houston, Austin, Spicewood, and surrounding metro areas.

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Last updated 2026-08-23