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Ricardo Ornelas - Bilingual Mortgage Loan Officer - HomeTown Lending. (Todo el proceso en español)

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 105 Google reviews · How we rank ›

5.0(105) 87 composite score See reviews on Google ✓ Google-verified
Mortgage & Home LoansSpanish-Speaking Service
Ricardo Ornelas - Bilingual Mortgage Loan Officer - HomeTown Lending. (Todo el proceso en español)
Services
Mortgage & Home Loans, Spanish-Speaking Service
Reviews
105

What recent reviews say

Ricardo Ornelas delivers a stress-free mortgage experience. Reviewers consistently praise his patience, clear explanations, and speed-many close in under a month. First-time buyers feel confident; those denied elsewhere get approved.

His team (Miguel and Melisa noted specifically) stays communicative at every step, handle complex applications efficiently, and pursue borrowers' interests on rates and insurance. The process feels smooth, secure, and personal throughout.

Praised for
  • patient and kind approach
  • quick and efficient process
  • knowledgeable and thorough explanations
  • responsive and available throughout
  • turns around difficult cases
fast-approvalhelpful-staffprofessional-servicetransparent-feesknowledgeable-agentsfriendly-staffquick-funding
Best for: First-time home buyers and those previously denied by other lenders.

Strengths

  • 100% five-star rating across 105 reviews
  • closes loans in under a month
  • serves denied applicants successfully
  • bilingual service (Spanish and English)

Worth knowing

  • Miguel and Melisa Ornelas work directly with clients
  • one applicant closed in 19 days after denial elsewhere
  • team explains interest rates, property taxes, and insurance options in detail
  • handles bilingual consultations throughout the process

What reviews say by service

Mortgage & Home Loans
Reviewers highlight fast closings, clear loan explanations, approval of complex applications, and personal attention to rate optimization.
Spanish-Speaking Service
Bilingual service described as patient, thorough, and available; supports Spanish-speaking first-time buyers with detailed step-by-step guidance.

How it compares

  • Rated 5 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 58% of the businesses in this directory.

How we scored this

How We Rank
Star rating 94
Review volume 88
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
105
4
0
3
0
2
0
1
0

Contact

Address
12770 Coit Rd Ste 1220, Dallas, TX 75251

Last verified 2026-08-23

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Common questions

How fast can Ricardo close a mortgage?
Most closings happen in under a month; one reviewer closed in 19 days after being denied by another lender.
Does Ricardo help first-time home buyers?
Yes. Reviewers emphasize his patience with first-time buyers' questions and his clear step-by-step explanations of the entire process.
Will Ricardo try to help if another lender denied my application?
Yes. One reviewer was denied elsewhere, then approved by Ricardo and his team with a 19-day close.

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Last updated 2026-08-23