
Ricardo Ornelas - Bilingual Mortgage Loan Officer - HomeTown Lending. (Todo el proceso en español)
Ricardo Ornelas delivers a stress-free mortgage experience. Reviewers consistently praise his patience, clear explanations, and speed-many close in under a month. First-time buyers feel confident; those denied elsewhere get approved. His team (Miguel and Melisa noted specifically) stays communicative at every step, handle complex applications efficiently, and pursue borrowers' interests on rates and insurance. The process feels smooth, secure, and personal throughout.

