South & Central U.S. Loan Storefront Guide
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Oportun

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 1,119 Google reviews · How we rank ›

4.9(1119) 88 composite score See reviews on Google ✓ Google-verified Publishes prices
Personal LoansMortgage & Home Loans
Oportun
Services
Personal Loans, Mortgage & Home Loans
Reviews
1119

What recent reviews say

Staff greet you by name, answer payment questions on the spot, and move applications through quickly. Many borrowers return year after year. However, some report confusion about how payments are applied to principal versus interest, and fees and APRs run high (35-36% depending on loan type).

Praised for
  • friendly and attentive staff
  • fast and efficient service
  • helpful with payments and questions
  • consistent long-term service
Watch-outs
  • confusing payment allocation
  • time-consuming office visits
  • high interest rates and fees
helpful-stafffriendly-staffprofessional-servicehigh-interesttransparent-fees
Best for: repeat borrowers and those needing quick in-person service for payment help
Think twice if: interest rates (35-36% APR) and administrative fees (up to 10% of principal) are steep; track payment allocation carefully

Strengths

  • staff know repeat customers by name
  • quick loan processing
  • handles payments in-person or online

Worth knowing

  • Raul greets customers at the door
  • staff help with bi-weekly payment scheduling
  • customers report relationships spanning multiple years

What reviews say by service

Personal Loans
Friendly staff, fast service, but interest rates and fees are high; one borrower reported confusion about payment allocation.
Mortgage & Home Loans
No review evidence on mortgage services.

How it compares

  • Rated 4.9 against a 4.56 average across the 218 personal loans businesses listed here.
  • Has more Google reviews than 91% of the businesses in this directory.

How we scored this

How We Rank
Star rating 93
Review volume 100
Review recency 100
Review sentiment 64
Profile completeness 100
Verification 30

Rating breakdown

5
1084
4
18
3
5
2
1
1
11

Contact

Address
1811 Wirt Road, Suite A, Long Point Rd Center, Houston, TX 77055
Open in Google Maps

Last verified 2026-08-23

Opening hours

Monday
11:00-18:30
Tuesday
11:00-18:30
Wednesday
11:00-18:30
Thursday
11:00-18:30
Friday
11:00-18:30
Saturday
10:00-16:00
Sunday
Closed

As listed on Google.

From their website

Services listed
Personal loansSecured personal loansMake a paymentLoan calculatorSavings (Set & Save)
Published prices
Personal loans
$300-$10,000
Unsecured personal loan example
principal $3,333, APR 35.95%, 65 payments of $70 due every two weeks
Secured personal loan example
principal $7,778, APR 34.95%, 84 payments of $140 due every two weeks
Administrative fee
up to 10% of the principal amount

Credentials claimed:NMLS #1671904, Member FDIC

As published by the business on its own website; not independently verified.

Enquire about Oportun

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to Oportun. We only share your details with providers relevant to your request.

Common questions

How long does a loan take to get approved?
Reviewers describe the process as fast and efficient, though one recent complaint noted office waits; exact timelines are not specified in reviews.
Can I make payments in person?
Yes. Staff help customers with payment scheduling and questions at the location; online payment is also available.
What are the interest rates and fees?
Their website lists APRs from 34.95% to 35.95% depending on loan type, with administrative fees up to 10% of the principal amount.

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Last updated 2026-08-23