South & Central U.S. Loan Storefront Guide
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OneMain Financial

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 48 Google reviews · How we rank ›

3.4(48) 58 composite score See reviews on Google ✓ Google-verified Publishes prices
Mortgage & Home Loans
OneMain Financial
Service
Mortgage & Home Loans
Reviews
48

What recent reviews say

The Lake Worth branch shows a split record. Reviewers who completed loans online or with attentive staff praise quick approvals and simple processes. However, multiple complaints target this specific location's conditions (broken air conditioning in August, missing amenities), staff demeanor, and follow-up failures. When issues arise, customers report dismissive responses and long waits for callbacks. Some had better luck contacting other OneMain branches or corporate support, suggesting location-specific problems rather than company-wide policy.

Recent shift: The two most recent reviews (one week ago) both cite non-functional air conditioning as a critical issue, suggesting a current or ongoing facility problem at the Lake Worth location.

Praised for
  • quick approval process
  • simple application
  • kind and professional staff (when available)
  • straightforward online options
Watch-outs
  • poor in-branch conditions (no AC, no seating)
  • rude or unhelpful staff at this location
  • inconsistent customer service between branches
  • high interest rates and unfavorable terms
  • lack of follow-up and accountability
fast-approvalhidden-feeshigh-interestpoor-communicationeasy-applicationlong-wait-times
Best for: Borrowers comfortable applying online who want fast approval decisions.
Think twice if: In-branch visits may involve uncomfortable conditions and staff inconsistency; high rates and fees apply; follow-up issues reported at this location.

Strengths

  • Online application option available
  • Approval decisions reported quickly
  • No credit check mentioned as accessible

Worth knowing

  • No working air conditioning reported in August at this location
  • Missing seating and restroom access reported
  • Back-end corporate support more responsive than Lake Worth branch staff
  • Deferment notices and late fees issued despite approved deferrments
  • Online application process praised as easier than in-store visits

What reviews say by service

Personal Loans
Fast approval and simple process online praised; high rates and fees criticized.
Same-Day / Fast Approval
Decisions reported quickly, especially via online channel; some customers experienced multi-day callback waits.

How it compares

  • Rated 3.4 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 49% of the businesses in this directory.

How we scored this

How We Rank
Star rating 19
Review volume 73
Review recency 100
Review sentiment 45
Profile completeness 100
Verification 30

Rating breakdown

5
25
4
5
3
0
2
1
1
17

Opening hours

Monday
08:30-17:30
Tuesday
09:00-17:30
Wednesday
08:30-17:30
Thursday
09:00-17:30
Friday
08:30-17:30
Saturday
Closed
Sunday
Closed

As listed on Google.

From their website

Services listed
Personal loansDebt consolidation loansAuto purchase loansAuto refinance loansAuto repair loansEmergency loansMedical loansHome improvement loans
Published prices
Personal loans
from $1,500 – $30,000
Loan terms
24–60 months
Fixed rates
11.99% – 35.99% APR
Loan origination fees
flat fee $25 to $500 or 1% to 10% of loan amount depending on state

Credentials claimed:NMLS# 1339418, California Finance Lenders License, Pennsylvania Department of Banking and Securities license, Virginia State Corporation Commission License Number CFI-156, New York Mortgage Loan Servicer (NMLS# 931153), Washington Consumer Loan Company License (NMLS# 1339418)

Operating:over 100 years

As published by the business on its own website; not independently verified.

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Common questions

Can I apply online?
Yes; multiple reviewers reported completing applications online without visiting the branch.
How long does approval take?
Reviewers describe the process as fast and easy when done online, with decisions reported quickly. In-branch service waits have taken multiple days in some cases.

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Last updated 2026-08-23