South & Central U.S. Loan Storefront Guide
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Cash America Pawn

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 70 Google reviews · How we rank ›

2.8(70) 51 composite score See reviews on Google ✓ Google-verified Publishes prices moderate
Mortgage & Home Loans
Cash America Pawn
Price
moderate
Service
Mortgage & Home Loans
Reviews
70

What recent reviews say

Strong staff can make a visit smooth, but recurring disputes over payments, refunds, and product quality undermine trust. One-star reviews describe forfeited deposits, fake gold, mislabeled shoes, and push-back on returns; five-star reviews praise staff like Lupe and seamless pawn experiences. The 2.8 rating reflects deep inconsistency in both service and merchandise oversight.

Recent shift: Moderate recent uptick in five-star reviews naming Lupe and praising service, but pattern of one-star complaints about refunds and product quality persists across years (2022 onward).

Praised for
  • Staff knowledgeable and welcoming (Lupe, Sandy, Ramon)
  • Smooth transaction experience when service is attentive
  • Good deals on jewelry and merchandise browsing
Watch-outs
  • Payment and refund disputes; claimed missed payments despite bank records
  • Forfeited down payments and layaway funds without clear warning
  • Product authenticity issues; fake or mislabeled items sold as genuine
  • Inconsistent staff conduct; some rude, dismissive, or rushing customers
  • Management unresponsive to complaints; refunds required corporate escalation
helpful-staffpoor-communicationhidden-feespredatory-termsprofessional-servicepushy-saleslong-wait-times
Best for: Browsers seeking friendly staff and quick pawn transactions with established merchandise brands.
Think twice if: Avoid layaway or reserve items; multiple reviews report forfeited deposits. Verify item authenticity and return windows before purchase, and escalate disputes to corporate if local staff refuses resolution.

Strengths

  • Named staff (Lupe, Sandy, Ramon) praised for patience and clear explanations
  • Buys, sells, and pawns items in one location
  • Operates 7 days a week

Worth knowing

  • Staff mentioned by name: Lupe (praised for warmth and professionalism), Sandy (helpful), Ramon (outgoing), Maria, Damian; Tasha/Tosha (manager, criticized for rudeness and rushed service)
  • Layaway forfeiture alleged when monthly payments missed
  • Fake gold and mislabeled merchandise complaints (18k chain tested as sterling silver; shoes labeled wrong size/gender)
  • Return window enforcement rigid (one customer denied refund for jewelry 2 weeks shy of 6-month cutoff)
  • Some customers report staff ignoring them upon entry

How it compares

  • Rated 2.8 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 53% of the businesses in this directory.

How we scored this

How We Rank
Star rating 0
Review volume 80
Review recency 100
Review sentiment 31
Profile completeness 100
Verification 30

Rating breakdown

5
25
4
6
3
2
2
2
1
35

Contact

Address
4301 River Oaks Blvd, Fort Worth, TX 76114

Last verified 2026-08-23

Opening hours

Monday
09:00-19:00
Tuesday
09:00-19:00
Wednesday
09:00-19:00
Thursday
09:00-19:00
Friday
09:00-19:00
Saturday
09:00-18:00
Sunday
11:00-16:00

As listed on Google.

From their website

Services listed
Pawn loansRetail salesGold buyingLayaway servicesConsumer lending
Published prices
Layaway
10% down

Credentials claimed:Standard & Poor's MidCap 400 Index component, Russell 2000 Index component

As published by the business on its own website; not independently verified.

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Common questions

What happens if I miss a layaway payment?
Reviews report forfeited down payments when customers missed monthly installments. Layaway terms are 10% down, per their website, but exact payment schedules and late policies are not detailed in reviews.
Can I return items within a set timeframe?
One review mentions a 6-month window, but enforcement appears inconsistent. A customer was denied a refund for jewelry 2 weeks shy of 6 months and had to escalate to corporate. Return policies differ by item type and may vary by location.
Does Cash America guarantee the authenticity of jewelry?
Their website claims all jewelry is genuine, but multiple reviews document authenticity disputes. One customer purchased an 18k gold chain that tested as sterling silver; another received a fake gold-plated item. Staff tested items in-house did not catch the fakes.

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Last updated 2026-08-23