South & Central U.S. Loan Storefront Guide
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ALLIANCE Credit Union

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 121 Google reviews · How we rank ›

4.4(121) 78 composite score See reviews on Google ✓ Google-verified
Bad Credit / No Credit CheckMortgage & Home LoansBusiness & Commercial Loans
ALLIANCE Credit Union
Services
Bad Credit / No Credit Check, Mortgage & Home Loans, Business & Commercial Loans
Reviews
121

What recent reviews say

Juana Montalvo at the Polaris Fort Worth location dominates positive feedback for auto and personal loans, praised for making the process simple and for genuine customer care. Some newer customers report frustration with higher rates and lower credit limits tied to account newness, creating tension between welcoming language and actual lending terms.

Their website lists mortgages, auto loans, personal loans, and commercial loans across Texas service areas including Fort Worth, San Antonio, and Amarillo. Staff at multiple locations earn consistent praise for attentiveness, though two incidents suggest uneven enforcement of banking policies.

Praised for
  • staff professionalism and knowledge
  • smooth, easy loan process
  • friendly, personal service
  • quick funding and responsiveness
Watch-outs
  • higher rates for new members
  • inconsistent policy enforcement
  • restrictive credit limits despite good credit
helpful-staffprofessional-servicefriendly-staffquick-fundingeasy-applicationhigh-interest
Best for: borrowers seeking auto refinance or car loans with established accounts and good credit history.
Think twice if: you have new credit union membership; rates and limits may be lower than expected despite strong credit scores.

Strengths

  • Juana Montalvo praised for personalized loan service
  • streamlined auto and personal loan process
  • multi-state branch network across Texas

Worth knowing

  • Juana Montalvo, loan officer at Polaris (Fort Worth), handles auto and personal refinancing
  • Gerlie praised for helpfulness
  • Alexis at Polaris noted for account services
  • wire transfers described as quick
  • one review noted cashier's check refusal policy

What reviews say by service

Auto & Title Loans
Juana Montalvo praised repeatedly for fast, simple auto loan and refinance process
Personal Loans
streamlined process, though new members report higher rates and lower ceilings

How it compares

  • Rated 4.4 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 60% of the businesses in this directory.

How we scored this

How We Rank
Star rating 61
Review volume 91
Review recency 100
Review sentiment 64
Profile completeness 100
Verification 30

Rating breakdown

5
100
4
3
3
2
2
1
1
15

Contact

Address
2595 Polaris Dr, Fort Worth, TX 76137

Last verified 2026-08-23

Opening hours

Monday
08:30-17:30
Tuesday
08:30-17:30
Wednesday
08:30-17:30
Thursday
08:30-17:30
Friday
08:30-17:30
Saturday
Closed
Sunday
Closed

As listed on Google.

From their website

Services listed
Checking accountsSavings accountsCertificatesIRAsMortgagesPersonal loansAuto loansCommercial loans

Credentials claimed:NMLS# 440863, Routing # 311385964

As published by the business on its own website; not independently verified.

Enquire about ALLIANCE Credit Union

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Common questions

How quickly can I get an auto loan approved?
One reviewer completed refinancing within a week of opening an account; Juana Montalvo is cited for responsive, prompt service.
Does Alliance offer mortgages?
Yes, their website lists mortgages and home loans as services across their Texas locations.
Will I get better rates if I'm new to the credit union?
One reviewer with a 760 credit score was offered 6.89% on auto lending as a new member with a lower loan cap; established members may receive better terms.

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Last updated 2026-08-23