South & Central U.S. Loan Storefront Guide
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1st Franklin Financial

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 105 Google reviews · How we rank ›

4.9(105) 89 composite score See reviews on Google ✓ Google-verified Publishes prices
Bad Credit / No Credit CheckMortgage & Home Loans
1st Franklin Financial
Services
Bad Credit / No Credit Check, Mortgage & Home Loans
Reviews
105

What recent reviews say

Tasha and the team handle loan applications with speed and a personal touch, turning away no one who walks in. Reviewers consistently mention stress-free visits and staff who go out of their way to solve real financial gaps.

The business lists multiple loan types (debt consolidation, home improvement, medical, wedding), publishes a maximum APR of 35.99% on personal loans, and serves greater Houston and surrounding areas. No complaints surface in recent reviews.

Praised for
  • Staff attentiveness and genuine care
  • Quick, easy application process
  • Willingness to help when others won't
  • Named staff member (Tasha) repeatedly praised
fast-approvalhelpful-stafffriendly-staffknowledgeable-agentseasy-application
Best for: Borrowers in Houston area who need quick approval and have limited credit history
Think twice if: Maximum APR of 35.99% is substantially above standard personal loan rates

Strengths

  • Fast, in-and-out approval process
  • Staff known for going above and beyond
  • Loans available when other lenders decline
  • Multiple loan types for specific needs

Worth knowing

  • Staff member Tasha consistently named across multiple reviews
  • Applicants report in-and-out service within same visit
  • Business states they aim to maximize loan amounts for applicants

What reviews say by service

Personal Loans
Fast approval and easy process praised; maximum APR of 35.99% published
Bad Credit / No Credit Check
Reviewers report willingness to approve when other lenders decline

How it compares

  • Rated 4.9 against a 4.51 average across the 181 bad credit / no credit check businesses listed here.
  • Has more Google reviews than 57% of the businesses in this directory.

How we scored this

How We Rank
Star rating 89
Review volume 88
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
96
4
7
3
1
2
0
1
1

Opening hours

Monday
08:30-17:30
Tuesday
08:30-17:30
Wednesday
08:30-13:30
Thursday
08:30-17:30
Friday
08:30-17:30
Saturday
Closed
Sunday
Closed

As listed on Google.

From their website

Services listed
Personal LoansDebt ConsolidationHome Improvement LoansWedding Planning LoansHoliday Expenses LoansNew Baby LoansMedical Expenses LoansUnexpected Expenses Loans
Published prices
Personal Loans
Maximum APR 35.99%
Personal Loans Example
$3,600 at 35.99% APR for 24 months = $212.55 monthly payment

Credentials claimed:NMLS #141654, Georgia Residential Mortgage Licensee #5656, Virginia State Corporation Commission CFI-215, Licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL

As published by the business on its own website; not independently verified.

Enquire about 1st Franklin Financial

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Common questions

How quickly can I get approved?
Reviewers report in-and-out approval on the same visit with no hassle.
What is the APR?
Their website states a maximum APR of 35.99% on personal loans; an example shows $212.55 monthly on a $3,600 loan at 35.99% over 24 months.
What areas do you serve?
They list Houston, South Houston, East Houston, Southeast Houston, Harris County, Pearland, Missouri City, and Pasadena.

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Last updated 2026-08-23