South & Central U.S. Loan Storefront Guide
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Payday loan cost calculator

See what a short-term payday or cash advance loan will actually cost in fees before your next paycheck, based on the amount borrowed and days until repayment.

Total repayment amount
$ 435 - 530

This shows the total you would repay, including a typical fee of about 15 percent per two-week period, on top of the amount borrowed.

Turn your estimate into a real consultation

Local price context: based on 1462 price points from reviews and provider websites across this directory. Recorded prices span jobs of very different sizes, so compare quotes for your exact project.

Actual fees vary by lender and state regulations; confirm the exact cost with the lender before signing.

Turn your estimate into a real consultation

Your calculator inputs and results will go with your request. Just add your location, timeline, and contact info to connect with lenders in your area.

Hear from several or just one?

By sending this request, you agree it will be shared with loan agencies and loan officers relevant to your needs.

Enquiries submitted through our contact forms may be shared with partner providers who can carry out the work, and we may earn a referral fee from those introductions. Our rankings and scores are based on our published method only and are not affected by referral fees.

Get quotes from top-rated loan agencies

Ranked by our published rubric from recent Google reviews, weighted by relevance to this service (the same order as the category page).

  1. ACE Cash Express
    5.0(713) 94
    Get a quote
  2. ACE Cash Express
    4.9(953) 92
    Get a quote
  3. ACE Cash Express
    4.9(732) 92
    Get a quote
  4. ACE Cash Express
    4.9(592) 92
    Get a quote
  5. ACE Cash Express
    4.9(526) 92
    Get a quote

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Last updated 2026-08-23