South & Central U.S. Loan Storefront Guide
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Zeus Lending

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 405 Google reviews · How we rank ›

4.5(405) 76 composite score See reviews on Google ✓ Google-verified Publishes prices
Mortgage & Home LoansPersonal LoansBusiness & Commercial Loans
Zeus Lending
Services
Mortgage & Home Loans, Personal Loans, Business & Commercial Loans
Reviews
405

What recent reviews say

Five-star reviewers consistently name individual loan officers-Akin, William, Pamela, Melissa-for their knowledge, responsiveness, and ability to close loans in weeks. These deals move smoothly for borrowers who work with the right person. The serious problem emerges after funding: construction draw delays drag on for weeks despite completed work, requirements change between draws, and interest keeps accruing at rates around 15%. Lien removal has also stalled post-payoff, forcing borrowers to hire their own attorneys.

The mismatch is stark. Early-stage borrowers praise speed and clarity; mid-project and post-close, the same company frustrates investors with funding gridlock and opaque review processes. For someone seeking a fix-and-flip or construction loan, the risk lies in what happens after the check clears.

Praised for
  • knowledgeable and professional staff
  • fast approval and closing times
  • clear communication and transparency
  • reliable for fix-and-flip investors
Watch-outs
  • draw delays and funding hold-ups
  • changing requirements mid-loan
  • slow lien removal after payoff
  • unclear loan committee processes
  • inconsistent messaging on rates
helpful-staffknowledgeable-agentsquick-fundingprofessional-servicelong-wait-timeshidden-feespoor-communication
Best for: fix-and-flip investors who value early-stage clarity and can work directly with named loan officers
Think twice if: you need timely draws during construction; reviewers report weeks-long delays even after work is complete

Strengths

  • named loan officers known for speed and clarity
  • loans up to $5 million for construction projects
  • 11-day closing reported for fix-and-flip deals

Worth knowing

  • Named loan officers praised: Akin Akinbayo, William Kelly Jones, Pamela, Melissa, Brailin
  • Fix-and-flip loans reported closed in 11 business days
  • Construction draw delays documented as weeks-long despite completed work
  • Interest rates around 14.99% reported on construction loans
  • Lien removal delayed post-payoff, requiring borrower-hired attorney
  • NMLS 296097

What reviews say by service

Business & Commercial Loans
fix-and-flip and construction loans praised for fast initial closings but marred by draw-delay complaints
Same-Day / Fast Approval
closing in 11 days reported and praised; draw funding after closing faces multi-week delays

How it compares

  • Rated 4.5 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 74% of the businesses in this directory.

How we scored this

How We Rank
Star rating 67
Review volume 100
Review recency 100
Review sentiment 45
Profile completeness 100
Verification 30

Rating breakdown

5
342
4
11
3
2
2
3
1
47

Contact

Address
3104 Edloe St #210, Houston, TX 77027

Last verified 2026-08-23

Opening hours

Monday
07:00-19:00
Tuesday
07:00-19:00
Wednesday
07:00-19:00
Thursday
07:00-19:00
Friday
07:00-19:00
Saturday
Closed
Sunday
Closed

As listed on Google.

From their website

Services listed
Fix and flip loansLandlord loansConstruction loansLoan programs
Published prices
Fix & Flip Loans
rates as low as 9%
Construction Loans
rates starting at 9.75%
Construction Loans
loans up to $5 million

Credentials claimed:NMLS 296097

Operating:20+ years, since 2004

As published by the business on its own website; not independently verified.

Enquire about Zeus Lending

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to Zeus Lending. We only share your details with providers relevant to your request.

Common questions

How fast can Zeus Lending close a fix-and-flip loan?
One borrower reported an 11-day close from application through funding. Multiple reviewers mention quick turnarounds from initial contact to term sheet.
What are the interest rates?
Their website lists fix-and-flip rates as low as 9% and construction loan rates starting at 9.75%. One borrower reported being charged 14.99% on a construction loan.
What happens if I need construction draws after closing?
Reviews describe frequent multi-week delays in releasing draws even after work is completed and inspection requirements are met, with borrowers reporting interest continuing to accrue during delays.

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Last updated 2026-08-23