South & Central U.S. Loan Storefront Guide
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Time Finance Company

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 12 Google reviews · How we rank ›

4.3(12) 52 low data composite score See reviews on Google ✓ Google-verified
Mortgage & Home LoansPersonal LoansBusiness & Commercial LoansBad Credit / No Credit CheckSpanish-Speaking Service
Time Finance Company
Services
Mortgage & Home Loans, Personal Loans, Business & Commercial Loans
Reviews
12

What recent reviews say

Most reviewers praise easy repayment plans and friendly staff, with several citing loyalty spanning years or decades. However, some report dismissive treatment and selective approval policies, with one manager repeatedly mentioned by name as unprofessional.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • flexible repayment plans
  • helpful and friendly staff
  • approves customers with credit challenges
  • long-term customer loyalty
Watch-outs
  • rude or dismissive manager (Barbara)
  • selective approval based on loan size
  • inconsistent customer service
helpful-staffflexible-repaymentfriendly-staffpoor-communicationpushy-sales
Best for: customers seeking flexible loans without strict credit requirements
Think twice if: service quality appears inconsistent; check staff attitude before committing

Strengths

  • Monthly payment plans
  • works with poor credit
  • long-standing business (20+ year customers)
  • flexible approval process

Worth knowing

  • Monthly payment arrangement until loan paid off
  • Manager named Barbara associated with dismissive treatment in multiple complaints
  • customers report 20+ years of repeat business
  • competitive interest rates mentioned by satisfied customers

What reviews say by service

Personal Loans
Customers value monthly payment flexibility and willingness to approve those with credit issues.
Bad Credit / No Credit Check
Mixed: some praised for second chances, others reported rejection or dismissive treatment.

How it compares

  • Rated 4.3 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 31% of the businesses in this directory.

How we scored this

How We Rank
Star rating 64
Review volume 48
Review recency 0
Review sentiment 57
Profile completeness 75
Verification 0

Rating breakdown

5
10
4
0
3
0
2
0
1
2

Contact

Address
1412 Main St Ste 200, Dallas, TX 75202

Last verified 2026-08-23

Opening hours

Monday
09:00-17:00
Tuesday
09:00-17:00
Wednesday
09:00-17:00
Thursday
09:00-17:00
Friday
09:00-17:00
Saturday
09:00-13:00
Sunday
Closed

As listed on Google.

Enquire about Time Finance Company

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to Time Finance Company. We only share your details with providers relevant to your request.

Common questions

What are the payment terms?
One payment per month until the loan is paid off, according to reviews.
Do they work with bad credit?
Yes, but approval appears selective; some reviewers were approved while others reported dismissal based on credit.

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Two five-star reviews praise transparent, responsive service and swift funding. Both reviewers highlight Sacha's straightforward communication and the team's ability to avoid delays other hard-money lenders impose.

Mortgage & Home LoansPersonal LoansBusiness & Commercial Loans

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Last updated 2026-08-23