South & Central U.S. Loan Storefront Guide
Menu

Tidal Loans

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 98 Google reviews · How we rank ›

4.7(98) 81 composite score See reviews on Google ✓ Google-verified
Mortgage & Home LoansPersonal LoansBusiness & Commercial Loans
Services
Mortgage & Home Loans, Personal Loans, Business & Commercial Loans
Reviews
98

What recent reviews say

Tidal Loans earns consistent five-star praise for smooth, fast closings and knowledgeable teams willing to explain terms without pressure. Multiple repeat borrowers cite named staff like Kyle Farmer and Kasandra for responsiveness and dedication, though a few borrowers report delayed communication and last-minute document requests that pushed back closing timelines.

Praised for
  • professional and responsive communication
  • fast approval and funding
  • expert guidance and clear process
  • strong long-term partnerships
Watch-outs
  • slow or unresponsive staff on specific deals
  • delayed documentation requests
  • uneven service quality between team members
professional-serviceknowledgeable-agentsquick-fundinghelpful-stafffriendly-staffpoor-communication
Best for: Real estate investors doing flips, construction, and rental projects who value speed and repeat partnerships.
Think twice if: You need constant communication updates; some reviewers faced delayed responses and last-minute information requests.

Strengths

  • Fast closings for real estate investors
  • High leverage and direct lender terms
  • Named expert staff (Kyle Farmer, Kasandra)

Worth knowing

  • Named loan officers: Kyle Farmer, Kasandra, Cam/Cameron Valentine, Genae Hull, Angela Robbins
  • Specializes in fix-and-flip, DSCR, new construction, multi-family, short-term rental (Airbnb), bridge loans, hard money refinance
  • Repeat borrowers cite 10+ transactions completed with the same firm
  • One borrower secured high-leverage spec construction financing quickly in Austin

What reviews say by service

Business & Commercial Loans
Praised for speed and high leverage on construction and infill deals; one borrower noted rates higher than typical but appreciated fast closings.
Mortgage & Home Loans
Reported delays when documentation was requested the day before closing and required multiple timeline extensions.
Personal Loans
No clear evidence of personal loan service in reviews.

How it compares

  • Rated 4.7 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 57% of the businesses in this directory.

How we scored this

How We Rank
Star rating 78
Review volume 87
Review recency 99
Review sentiment 64
Profile completeness 100
Verification 30

Rating breakdown

5
88
4
4
3
0
2
0
1
6

Contact

Address
2417 Truxillo St, Houston, TX 77004

Last verified 2026-08-23

Opening hours

Monday
09:00-17:00
Tuesday
09:00-17:00
Wednesday
09:00-17:00
Thursday
09:00-17:00
Friday
09:00-17:00
Saturday
Closed
Sunday
Closed

As listed on Google.

From their website

Services listed
Fix and Flip LoansDSCR LoansNew Construction LoansMulti Family LoansAirbnb Short Term Rental LoansTransactional FundingHard Money Cash Out RefinanceBridge Loans

Operating:established in 2016

As published by the business on its own website; not independently verified.

Enquire about Tidal Loans

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to Tidal Loans. We only share your details with providers relevant to your request.

Common questions

How fast can Tidal Loans close a deal?
Multiple borrowers report closings within standard timelines when documents are submitted on schedule; one Austin deal closed on time. Delays have occurred when Tidal requested paperwork late in the process.
Do they work with first-time investors?
Yes. Reviewers mention first-time flips and new construction projects completed smoothly, with staff taking time to explain the process.
What areas do they serve?
Their website lists 41 states, with specific mentions of Texas, Georgia, North Carolina, and Tennessee. Local presence in Houston and Austin confirmed by recent deals.

Similar loan agencies nearby

Cash America Pawn
51

Cash America Pawn

2.9(72)✓ Google-verifiedPublishes prices

Staff friendliness and merchandise selection draw some customers back, but many report low offers on items and loan terms that climb between visits or quotes. Parking is tight, and complaints surface about staff inconsistency and practices that feel like pricing traps.

Mortgage & Home Loans
PP
75

Primo Personal Loans

4.6(16)✓ Google-verified

Reviewers consistently report fast approval and smooth applications, with staff members like Daniel, Brittany, and Craig earning specific praise for patience and expertise. The company stands out for approving borrowers with poor credit and offering transparent rates; a minority flagged outdated location details and difficulty reaching the office by phone.

Mortgage & Home LoansPersonal LoansPayday & Cash Advance
AC
89

ACE Cash Express

4.7(289)✓ Google-verifiedPublishes prices

Customers consistently praise staff members Dida and Gwen for patient, attentive service that walks them through loan and money transfer processes without pressure. Wait times are short, applications move fast, and reviewers feel genuinely welcomed rather than rushed through a transaction.

Mortgage & Home LoansPayday & Cash AdvanceSame-Day / Fast Approval

Own this business? Get featured

Own or market a business here? Ask about featured placement and advertising on this directory. Your message goes straight to the directory team.

Last updated 2026-08-23