South & Central U.S. Loan Storefront Guide
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Regional Finance

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 38 Google reviews · How we rank ›

4.2(38) 54 low data composite score See reviews on Google ✓ Google-verified
Mortgage & Home LoansPersonal LoansBusiness & Commercial LoansBad Credit / No Credit CheckSame-Day / Fast ApprovalSpanish-Speaking Service
Regional Finance
Services
Mortgage & Home Loans, Personal Loans, Business & Commercial Loans
Reviews
38

What recent reviews say

Most reviewers praise the staff's friendliness and the ease of applying by phone. A few mention outdated systems and one complains about unsolicited Spanish-language mail.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • friendly, welcoming staff
  • straightforward phone process
  • quick decisions
Watch-outs
  • outdated computer system
  • unsolicited marketing mail
fast-approvalhelpful-stafffriendly-staffeasy-application
Best for: borrowers comfortable applying by phone who value staff friendliness
Think twice if: concerned about outdated computer systems or prefer not to receive marketing mail

Strengths

  • phone applications welcome
  • established multi-state lender
  • staff known for courtesy

Worth knowing

  • Phone application completed end-to-end
  • Staff greet customers with smiles
  • Computer system flagged as outdated by a reviewer

What reviews say by service

Personal Loans
reviewers praise straightforward phone process and staff friendliness
Same-Day / Fast Approval
phone offers sent quickly; one borrower closed entire transaction by phone

How it compares

  • Rated 4.2 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 45% of the businesses in this directory.

How we scored this

How We Rank
Star rating 55
Review volume 69
Review recency 0
Review sentiment 58
Profile completeness 75
Verification 30

Rating breakdown

5
28
4
3
3
0
2
0
1
7

From their website

Services listed
Personal LoansAuto-Secured LoansDebt Consolidation LoansAuto Repair LoansMajor Purchases LoansHome Upgrades LoansUnexpected Expenses LoansTravel and Vacation Loans

Credentials claimed:Licensed in AL, AZ, CA, FL, GA, ID, IL, IN, LA, MO, MS, NC, NM, OK, SC, TN, TX, UT, VA, and WI, California Financing Law license, Regional Finance Company of Georgia, LLC - NMLS # 2026923, New Mexico Regulation and Licensing Department, Financial Institutions Division licensed, Regional Finance Company of Virginia, LLC - Virginia State Corporation Commission license number CFI-161

Operating:over 35 years

As published by the business on its own website; not independently verified.

Enquire about Regional Finance

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Common questions

Can I apply by phone?
Yes. Reviewers report completing the full process over the phone, receiving an offer, and closing without visiting a branch.
What services does Regional Finance offer?
Their website lists personal loans, auto-secured loans, debt consolidation, auto repair loans, home upgrade loans, and loans for major purchases and unexpected expenses.

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Last updated 2026-08-23