South & Central U.S. Loan Storefront Guide
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Power Finance Texas

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 227 Google reviews · How we rank ›

4.7(227) 77 composite score See reviews on Google ✓ Google-verified
Payday & Cash AdvanceMortgage & Home Loans
Power Finance Texas
Services
Payday & Cash Advance, Mortgage & Home Loans
Reviews
227

What recent reviews say

Fast cash when you need it, but the cost stings. Multiple reviewers got funds in minutes after a quick online application, and staff treated them well. The same people warn that interest rates are extreme (one cited 787%), fees mount quickly if you miss a payment, and you'll end up repaying double or triple what you borrowed. Works for emergency situations; risky for anything else.

If you're in a tight spot for a few days, the speed and simplicity are real. Just go in knowing the total price will be steep and fees compound fast if repayment slips.

Praised for
  • fast approval and funding
  • helpful and patient staff
  • smooth application process
  • reliable in emergencies
Watch-outs
  • very high interest rates (cited at 787%)
  • aggressive CAD and late fees
  • total repayment far exceeds loan amount
  • feels like loan shark pricing
fast-approvalquick-fundinghelpful-staffhigh-interesthidden-feespredatory-terms
Best for: people facing emergencies a few days before payday, no other credit options
Think twice if: high interest and fees could trap you in a cycle; total repayment often double or triple the principal

Strengths

  • funds arrive within minutes
  • application takes minutes online
  • open 7 days a week
  • attentive customer service

Worth knowing

  • Staff member Christopher mentioned by name for effective service
  • Customers report funding arrival within minutes of approval
  • CAD (Cash Advance Deposit) fees cited as a major complaint alongside interest rates

What reviews say by service

Payday & Cash Advance
Ultra-fast funding and smooth signup praised; interest rates and late fees described as extreme and debt-multiplying

How it compares

  • Rated 4.7 against a 4.65 average across the 240 payday & cash advance businesses listed here.
  • Has more Google reviews than 65% of the businesses in this directory.

How we scored this

How We Rank
Star rating 79
Review volume 100
Review recency 100
Review sentiment 48
Profile completeness 75
Verification 30

Rating breakdown

5
205
4
9
3
1
2
2
1
10

Opening hours

Monday
08:00-20:00
Tuesday
08:00-20:00
Wednesday
08:00-20:00
Thursday
08:00-20:00
Friday
08:00-20:00
Saturday
09:00-17:00
Sunday
Closed

As listed on Google.

Enquire about Power Finance Texas

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Common questions

How fast do I get the money?
Reviewers report funds arriving within minutes of approval, with the whole online application taking just a few minutes.
What happens if I can't repay on time?
Late fees and CAD fees appear to compound heavily; one reviewer cited a 787% interest rate on unpaid balances.

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Last updated 2026-08-23