South & Central U.S. Loan Storefront Guide
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Power Finance Texas

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 289 Google reviews · How we rank ›

4.2(289) 66 composite score See reviews on Google ✓ Google-verified
Mortgage & Home LoansPersonal LoansPayday & Cash AdvanceBad Credit / No Credit Check
Power Finance Texas
Services
Mortgage & Home Loans, Personal Loans, Payday & Cash Advance
Reviews
289

What recent reviews say

Most reviewers praise Power Finance Texas for quick approvals and straightforward applications, with several receiving same-day funding. However, several voice strong concerns about high APRs and finance charges that substantially inflate loan costs, and at least one borrower reported a $400 loan ballooning to $936 with disputed term lengths and interest rates that differed from written agreement.

Praised for
  • fast approval and same-day funding
  • simple application process
  • helpful and professional staff
  • automated service with no prepayment penalties
Watch-outs
  • high interest rates and finance charges
  • loan terms mismatch or miscommunication
  • early payment penalties despite claims
  • predatory pricing structure
fast-approvalquick-fundingeasy-applicationhigh-interesthidden-feespredatory-termshelpful-staffprofessional-service
Best for: borrowers needing immediate cash who carefully review loan terms before signing
Think twice if: compare APR and total interest costs carefully before committing, as reviewers report rates significantly higher than advertised

Strengths

  • same-day funding confirmed by reviewers
  • no prepayment penalties
  • automated online process
  • quick approval

Worth knowing

  • same-day funding reported by multiple borrowers
  • automated system described as new service feature
  • no prepayment penalty policy stated
  • at least one borrower reported $400 loan cost $936 total with disputed interest rate and term length discrepancies

What reviews say by service

Payday & Cash Advance
fast funding praised but finance charges criticized as extreme and terms disputed
Personal Loans
easy application and quick approval offset by concerns over high APR and predatory structure
Same-Day / Fast Approval
same-day funding confirmed by multiple reviewers as a strength
Bad Credit / No Credit Check
appears accessible but reviewers warn high costs reflect predatory pricing rather than credit risk accommodation

How it compares

  • Rated 4.2 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 69% of the businesses in this directory.

How we scored this

How We Rank
Star rating 48
Review volume 100
Review recency 51
Review sentiment 48
Profile completeness 100
Verification 30

Rating breakdown

5
207
4
29
3
5
2
5
1
43

Opening hours

Monday
08:00-20:00
Tuesday
08:00-20:00
Wednesday
08:00-20:00
Thursday
08:00-20:00
Friday
08:00-20:00
Saturday
09:00-17:00
Sunday
Closed

As listed on Google.

Enquire about Power Finance Texas

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to Power Finance Texas. We only share your details with providers relevant to your request.

Common questions

Can I get funding the same day?
Yes. Multiple reviewers confirm same-day funding after approval.
Do I pay a penalty for paying off my loan early?
No. The business advertises no prepayment penalties, though one reviewer disputed actual term enforcement.

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Last updated 2026-08-23