South & Central U.S. Loan Storefront Guide
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Oportun

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 2,008 Google reviews · How we rank ›

5.0(2008) 92 composite score See reviews on Google ✓ Google-verified Publishes prices
Mortgage & Home LoansPersonal LoansSpanish-Speaking Service
Services
Mortgage & Home Loans, Personal Loans, Spanish-Speaking Service
Reviews
2008

What recent reviews say

Over nine years, Oportun has earned trust in the Sharpstown area through named staff who take time to explain loan terms clearly and treat customers with respect. The rare complaint speaks to account record issues after loan payoff that persist months later, a meaningful caveat for anyone considering them.

Oportun offers personal loans from $300 to $18,500 depending on collateral and lender, with typical APRs around 35-36%. Their staff, especially Liliana and Ashley, are cited repeatedly for making the process transparent and welcoming, though customers should verify their account is fully cleared once they pay in full.

Praised for
  • attentive staff by name (Liliana, Ashley, Mirella)
  • clear explanations of terms and process
  • kind and professional approach
  • fast and easy application
  • long-term customer loyalty
Watch-outs
  • phantom debt lingering after payoff
  • record not cleared as promised
helpful-stafffriendly-staffeasy-applicationknowledgeable-agentsprofessional-service
Best for: Customers seeking personal or secured loans who value staff explanation and in-person guidance.
Think twice if: Verify account records are cleared after loan payoff; one reviewer's balance persisted months after promised resolution.

Strengths

  • named staff known for patience and clarity (Liliana especially praised)
  • transparent loan term explanations
  • same-day or fast processing reported
  • long customer retention

Worth knowing

  • Liliana and Ashley named repeatedly for attentive service
  • one nine-year customer credits the business with personal financial growth
  • phantom debt complaint: balance showed owed four months after payoff, promised 21-day clearing did not occur

What reviews say by service

Personal Loans
Staff provide detailed explanations; processing described as fast and easy; one account record issue after payoff raised concern.
Spanish-Speaking Service
Multiple Spanish-language reviews praise Liliana and staff for kind, professional service in clear communication.
Mortgage & Home Loans
No reviews specifically discuss mortgage or home loan products; cannot assess.

How it compares

  • Rated 5 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 97% of the businesses in this directory.

How we scored this

How We Rank
Star rating 100
Review volume 100
Review recency 100
Review sentiment 70
Profile completeness 100
Verification 30

Rating breakdown

5
1976
4
17
3
1
2
1
1
13

Contact

Address
6040 S Gessner Rd, Houston, TX 77036

Last verified 2026-08-23

Opening hours

Monday
11:00-18:30
Tuesday
11:00-18:30
Wednesday
11:00-18:30
Thursday
11:00-18:30
Friday
11:00-18:30
Saturday
10:00-16:00
Sunday
Closed

As listed on Google.

From their website

Services listed
Personal loansSecured personal loansUnsecured personal loansDebt consolidationSavings account (Set & Save)Loan calculatorPayment services
Published prices
Unsecured personal loans (Pathward)
$300-$10,000
Unsecured personal loans (Column)
$500-$6,000
Unsecured personal loans typical range new customers
$500-$4,500
Unsecured personal loans typical range returning customers
$2,000-$8,000
Secured personal loans
$3,700-$13,700
Secured personal loans (Pathward specific)
$2,525-$18,500

Credentials claimed:NMLS #1671904, Pathward, N.A. Member FDIC, Column N.A. Member FDIC, Licensed and regulated by New Mexico Regulation and Licensing Department

As published by the business on its own website; not independently verified.

Enquire about Oportun

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to Oportun. We only share your details with providers relevant to your request.

Common questions

How much can I borrow?
Loan amounts range $300-$10,000 for unsecured loans through Pathward, $500-$6,000 through Column. Typical new customers receive $500-$4,500; returning customers $2,000-$8,000. Secured loans range $3,700-$18,500 depending on collateral and lender.
What are typical interest rates?
Example APRs are 35.95% for unsecured loans and 34.95% for secured loans. Administrative fees of up to 10% of principal also apply.
How long does approval take?
Reviews describe the process as fast and easy, with one customer noting everything was super fast. Specific approval timelines are not stated in available reviews.

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Last updated 2026-08-23