South & Central U.S. Loan Storefront Guide
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Oportun

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 2,669 Google reviews · How we rank ›

4.9(2669) 93 composite score See reviews on Google ✓ Google-verified Publishes prices
Mortgage & Home Loans
Oportun
Service
Mortgage & Home Loans
Reviews
2669

What recent reviews say

Staff members like Brenda, Alexa, Juan, and Linda earned consistent praise for speed and personal attention. Applicants appreciated the ease of getting approved and flexible ways to submit documents when records were incomplete.

Oportun offers unsecured personal loans from $300 to $10,000 with example APRs around 35.95%, plus secured loans up to $18,500 at 34.95%. Their Houston location handles the process quickly and treats clients as people, not numbers.

Praised for
  • helpful, kind staff
  • fast, smooth process
  • excellent service
  • flexible paperwork options
quick-fundinghelpful-stafffriendly-staffeasy-applicationprofessional-service
Best for: People needing fast personal loans with flexible paperwork and patient, respectful guidance.

Strengths

  • named staff (Brenda, Alexa, Juan, Linda) praised for attentiveness
  • flexible paperwork: alternative documentation accepted
  • loans from $300, unsecured and secured options

Worth knowing

  • Staff: Brenda, Alexa, Juan, Linda mentioned by name for personal attention
  • Loan amounts: personal loans $300-$10,000, secured loans $2,525-$18,500
  • Flexible documentation: accepted alternative paperwork when standard records unavailable
  • Administrative fee up to 10% of principal

What reviews say by service

Personal Loans
Fast approvals and smooth process, with staff accommodating incomplete paperwork
Bad Credit / No Credit Check
Reviewers did not clearly specify credit status, so assessment is limited

How it compares

  • Rated 4.9 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 99% of the businesses in this directory.

How we scored this

How We Rank
Star rating 93
Review volume 100
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
2599
4
44
3
3
2
3
1
20

Opening hours

Monday
11:00-18:30
Tuesday
11:00-18:30
Wednesday
11:00-18:30
Thursday
11:00-18:30
Friday
11:00-18:30
Saturday
10:00-16:00
Sunday
Closed

As listed on Google.

From their website

Services listed
Personal loansSecured personal loansUnsecured personal loansDebt consolidationMake a paymentLoan calculator
Published prices
Personal loans
$300-$10,000
Unsecured personal loans
$500-$6,000
Unsecured personal loans (Pathward)
$300-$10,000
Secured personal loans
$2,525-$18,500
Typical unsecured personal loans (new customers)
$500-$4,500
Typical unsecured personal loans (returning customers)
$2,000-$8,000

Credentials claimed:NMLS #1671904, Member FDIC

As published by the business on its own website; not independently verified.

Enquire about Oportun

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to Oportun. We only share your details with providers relevant to your request.

Common questions

Can I apply if I don't have all my paperwork?
Yes. Reviewers reported staff accepted alternative documentation and found other ways to submit applications when standard records were unavailable.
What loan amounts does Oportun offer?
Their website lists unsecured personal loans from $300 to $10,000 and secured personal loans from $2,525 to $18,500, with typical ranges lower for new customers ($500-$4,500 unsecured).
What are the interest rates?
Their website shows example APRs of 35.95% for unsecured loans and 34.95% for secured loans, plus an administrative fee up to 10% of the loan amount.

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Last updated 2026-08-23