South & Central U.S. Loan Storefront Guide
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Oportun

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 664 Google reviews · How we rank ›

4.9(664) 87 composite score See reviews on Google ✓ Google-verified Publishes prices
Mortgage & Home LoansPersonal Loans
Oportun
Services
Mortgage & Home Loans, Personal Loans
Reviews
664

What recent reviews say

Nearly all reviewers praise staff responsiveness, particularly one team member, and report smooth loan approval. A small number flag unfair denials, staff rudeness, or billing disputes, though one customer credits Oportun with fixing a credit report error.

Praised for
  • Staff helpfulness and courtesy
  • Fast service
  • Easy process
  • Reliable staff member (Jessica)
Watch-outs
  • Loan denial without clear explanation
  • Staff rudeness and unprofessionalism
  • Credit reporting errors
  • Dismissive customer service
fast-approvalhelpful-stafffriendly-staffprofessional-serviceeasy-applicationdenied-unexpectedlypoor-communication
Best for: Borrowers seeking quick personal loans with attentive customer service.
Think twice if: Some applicants report loans denied without explanation; verify eligibility before applying.

Strengths

  • High staff responsiveness
  • Fast loan approval
  • Easy application process
  • Personal touch from regular staff

Worth knowing

  • Staff member Jessica consistently named for exceptional service across multiple reviews
  • Loan ranges: $300–$10,000 for unsecured, $2,525–$18,500 for secured (new customers typical: $500–$4,500 unsecured)
  • NMLS #1671904; licensed by New Mexico Regulation and Licensing Department
  • One customer reported credit reporting error later corrected by company

What reviews say by service

Personal Loans
Praised for quick approval and easy process; some denied without explanation
Same-Day / Fast Approval
Multiple reviews commend speed of service and straightforward approval

How it compares

  • Rated 4.9 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 82% of the businesses in this directory.

How we scored this

How We Rank
Star rating 92
Review volume 100
Review recency 100
Review sentiment 61
Profile completeness 100
Verification 30

Rating breakdown

5
639
4
8
3
1
2
1
1
15

Opening hours

Monday
11:00-18:30
Tuesday
11:00-18:30
Wednesday
11:00-18:30
Thursday
11:00-18:30
Friday
11:00-18:30
Saturday
10:00-16:00
Sunday
Closed

As listed on Google.

From their website

Services listed
Personal loansSecured personal loansMake a paymentLoan calculatorSavings: Set & Save
Published prices
Personal loans
$300-$10,000
Unsecured personal loans (Column)
$500-$6,000
Unsecured personal loans (Pathward)
$300-$10,000
Secured personal loans
$2,525-$18,500
Typical unsecured personal loan (new customers)
$500-$4,500
Typical unsecured personal loan (returning customers)
$2,000-$8,000

Credentials claimed:NMLS #1671904, Licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, Pathward, N.A. Member FDIC, Column N.A. Member FDIC

As published by the business on its own website; not independently verified.

Enquire about Oportun

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to Oportun. We only share your details with providers relevant to your request.

Common questions

What loan amounts can I get?
Unsecured loans range $300–$10,000; typical new-customer unsecured loans are $500–$4,500. Secured loans range $2,525–$18,500, with typical offers $3,700–$13,700.
Who should I ask for help?
Staff member Jessica is named in multiple reviews for excellent service and clear explanations of the loan process.

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Last updated 2026-08-23