South & Central U.S. Loan Storefront Guide
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Oportun

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 2,608 Google reviews · How we rank ›

5.0(2608) 94 composite score See reviews on Google ✓ Google-verified Publishes prices
Mortgage & Home LoansPersonal LoansBad Credit / No Credit CheckSame-Day / Fast Approval
Services
Mortgage & Home Loans, Personal Loans, Bad Credit / No Credit Check
Reviews
2608

What recent reviews say

Oportun's Houston location earns near-unanimous five-star ratings for staff responsiveness and ease of access. Reviewers consistently praise named staff members (Sonia Rivera, Neyra, Desirée Díaz) for friendliness and clear guidance through the loan process, making approval fast even for borrowers with credit challenges.

Praised for
  • friendly and helpful staff
  • quick loan approval
  • accessible to those with bad credit
fast-approvalhelpful-stafffriendly-staffeasy-application
Best for: Borrowers with bad or limited credit seeking fast personal loans under $15,000.
Think twice if: APRs run 35-36%; admin fees up to 10% of the loan amount.

Strengths

  • fast approval for bad credit
  • named staff known for helpfulness
  • loan amounts from $300 to $18,500

Worth knowing

  • Staff members Sonia Rivera, Neyra, and Desirée Díaz named in five-star reviews for helpfulness
  • Unsecured personal loans typical range: $500-$4,500 (new), $2,000-$8,000 (returning)
  • Secured personal loans typical range: $3,700-$13,700
  • Administrative fee up to 10% of principal
  • NMLS #1671904, FDIC member

What reviews say by service

Personal Loans
Staff praised for clear guidance and responsive support throughout loan approval.
Bad Credit / No Credit Check
Reviewers highlight fast approval and accessibility for those with credit challenges.
Same-Day / Fast Approval
Consistent praise for quick turnaround from application to loan funding.

How it compares

  • Rated 5 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 99% of the businesses in this directory.

How we scored this

How We Rank
Star rating 100
Review volume 100
Review recency 100
Review sentiment 78
Profile completeness 100
Verification 30

Rating breakdown

5
2557
4
31
3
5
2
1
1
14

Contact

Address
5316 Airline Dr Ste A, Houston, TX 77022
Open in Google Maps

Last verified 2026-08-23

Opening hours

Monday
11:00-18:30
Tuesday
11:00-18:30
Wednesday
11:00-18:30
Thursday
11:00-18:30
Friday
11:00-18:30
Saturday
10:00-16:00
Sunday
Closed

As listed on Google.

From their website

Services listed
Personal loansSecured personal loansUnsecured personal loansDebt consolidationMake a paymentLoan calculatorSavings: Set & Save
Published prices
Personal loans (Pathward unsecured)
$300-$10,000
Personal loans (Column unsecured)
$500-$6,000
Secured personal loans (Pathward)
$2,525-$18,500
Typical unsecured personal loans (new customers)
$500-$4,500
Typical unsecured personal loans (returning customers)
$2,000-$8,000
Typical secured personal loans
$3,700-$13,700

Credentials claimed:NMLS #1671904, Member FDIC

As published by the business on its own website; not independently verified.

Enquire about Oportun

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to Oportun. We only share your details with providers relevant to your request.

Common questions

Do you lend to people with bad credit?
Yes. Oportun specializes in personal loans for borrowers with limited or bad credit histories. Fast approval is standard.
What are typical loan amounts?
Unsecured personal loans: $500-$4,500 for new customers, $2,000-$8,000 for returning. Secured personal loans: $3,700-$13,700. Maximum unsecured goes to $10,000 via Pathward.
What are the interest rates and fees?
Example rates: unsecured APR 35.95%, secured APR 34.95%. Administrative fee up to 10% of the loan principal.

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Last updated 2026-08-23