South & Central U.S. Loan Storefront Guide
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OneMain Financial

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 41 Google reviews · How we rank ›

3.3(41) 58 composite score See reviews on Google ✓ Google-verified Publishes prices
Mortgage & Home LoansPersonal LoansAuto & Title LoansSpanish-Speaking Service
OneMain Financial
Services
Mortgage & Home Loans, Personal Loans, Auto & Title Loans
Reviews
41

What recent reviews say

Staff like Katrina, Angelica, and Erica earn consistent praise for patience and clarity, especially helping borrowers refinance out of high-rate title loans. The flip side: recent reviews cite aggressive calling on late payments, unexplained shifts in loan amounts and rates between applications, and past complaints of long office waits with little staff attention.

Recent shift: In the past two months, praise centres on individual staff helpfulness and loan refinancing, but one recent review cites unexplained reductions in approved loan amounts and higher rates on reapplication despite unchanged credit.

Praised for
  • knowledgeable, patient staff
  • helped clients escape title loans
  • friendly service
  • straightforward explanations
Watch-outs
  • aggressive collection calls
  • long wait times and neglect in office
  • unexplained loan denials or reduction
  • difficulty locating branch
helpful-stafffriendly-staffknowledgeable-agentshidden-feespoor-communicationpushy-sales
Best for: Borrowers seeking to refinance out of high-rate title loans with supportive, patient staff guidance.
Think twice if: Those concerned about collection practices, unexplained shifts in approval amounts between applications, or past service delays should ask questions upfront.

Strengths

  • staff known by name for clarity and patience
  • specializes in refinancing from title loans
  • fixed rates and loan amounts transparently published

Worth knowing

  • Named staff praised repeatedly: Katrina, Angelica, Erica
  • Specializes in auto title loan refinancing (customers report escaping Title Max
  • Loan amounts cited in reviews: $12k–$20k approvals
  • Past complaint: 40+ minute wait in office with no staff follow-up

What reviews say by service

Personal Loans
Staff praised for clear explanations and patient guidance on loan terms and payoff options.
Auto & Title Loans
Multiple customers reported escaping high-rate title loans with lower rates and payments through OneMain auto refinancing.

How it compares

  • Rated 3.3 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 47% of the businesses in this directory.

How we scored this

How We Rank
Star rating 18
Review volume 70
Review recency 100
Review sentiment 48
Profile completeness 100
Verification 30

Rating breakdown

5
22
4
0
3
1
2
5
1
13

Opening hours

Monday
08:30-17:30
Tuesday
09:00-17:30
Wednesday
08:30-17:30
Thursday
09:00-17:30
Friday
08:30-17:30
Saturday
Closed
Sunday
Closed

As listed on Google.

From their website

Services listed
Personal loansAuto purchase loansDebt consolidation loansEmergency loansAuto refinance loansMedical loansCash out refinanceHome improvement loans
Published prices
Personal loans
$1,500 - $30,000
Fixed rates
11.99% - 35.99% APR
Loan origination fees (flat)
$25 to $500
Loan origination fees (percentage)
1% to 10%

Credentials claimed:OneMain Financial Group, LLC (NMLS# 1339418), CA: Department of Financial Protection and Innovation California Finance Lenders License, PA: Pennsylvania Department of Banking and Securities, VA: Virginia State Corporation Commission - License Number CFI-156, OneMain Mortgage Services, Inc. (NMLS# 931153), NY: Registered New York Mortgage Loan Servicer, WA: Consumer Loan Company License - NMLS # 1339418

Operating:over 100 years

As published by the business on its own website; not independently verified.

Enquire about OneMain Financial

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to OneMain Financial. We only share your details with providers relevant to your request.

Common questions

What loan amounts does OneMain offer?
Personal loans range from $1,500 to $30,000. Their website lists rates from 11.99% to 35.99% APR, with origination fees of $25 to $500 flat or 1% to 10% of the loan amount.
Can OneMain help me refinance a title loan?
Yes. Recent reviews show multiple customers successfully refinanced Title Max loans to OneMain auto loans at lower rates and payments.

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Last updated 2026-08-23