South & Central U.S. Loan Storefront Guide
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Montana Capital Car Title Loans

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 13 Google reviews · How we rank ›

4.9(13) 76 composite score See reviews on Google ✓ Google-verified Publishes prices
Auto & Title Loans
Montana Capital Car Title Loans
Service
Auto & Title Loans
Reviews
13

What recent reviews say

Customers consistently praise Montana Capital for rapid same-day approval and quick funding, often within hours. The application process is straightforward, staff are professional and responsive, and no credit check is required, which appeals to borrowers with poor credit history.

One reviewer flagged unfair terms and high interest costs, and another noted the online form was tricky to navigate despite helpful customer service support. Loans range from $100 to $50,000 for vehicles including cars, motorcycles, trucks, and RVs.

Praised for
  • Same-day approval and fast funding
  • Simple, clear application process
  • Professional and attentive staff
  • No credit check required
  • Funds arrive quickly
Watch-outs
  • High interest rates typical for title loans
  • Online application navigation issues
fast-approvalquick-fundinghelpful-staffprofessional-serviceeasy-applicationhigh-interest
Best for: Borrowers with bad credit needing fast cash against vehicle collateral.
Think twice if: Interest rates run high (roughly 243% APR typical market rate); review loan terms carefully before committing.

Strengths

  • Same-day approval and funding
  • No credit check
  • Loans up to $50,000
  • Open 7 days a week

Worth knowing

  • No vehicle possession required to apply
  • Regulated by Texas Office of Consumer Credit Commissioner (OCCC)
  • Operating since 2007
  • Staff assist with online application issues

What reviews say by service

Auto & Title Loans
Fast approval, simple process, no credit check; one reviewer reported unfairly high interest and poor loan terms.
Bad Credit / No Credit Check
No credit check required; designed for borrowers with damaged credit history.
Same-Day / Fast Approval
Same-day approval and funding within hours consistently praised across reviews.
Spanish-Speaking Service
No evidence in reviews.

How it compares

  • Rated 4.9 against a 4.73 average across the 153 auto & title loans businesses listed here.
  • Has more Google reviews than 31% of the businesses in this directory.

How we scored this

How We Rank
Star rating 77
Review volume 50
Review recency 100
Review sentiment 70
Profile completeness 100
Verification 30

Rating breakdown

5
12
4
1
3
0
2
0
1
0

Opening hours

Monday
09:00-19:00
Tuesday
09:00-19:00
Wednesday
09:00-19:00
Thursday
09:00-19:00
Friday
09:00-19:00
Saturday
10:00-17:00
Sunday
Closed

As listed on Google.

From their website

Services listed
Car Title LoansMotorcycle Title LoansRV Title LoansTruck Title LoansBoat Title Loans
Published prices
Car Title Loans
$100 - $2000 (or a state-specific range) to up to $50,000
Title Loans (general)
typical market rate: $20 per $100 per 30 days = ~243% APR; third-party lender interest capped at 10% per year
Title Loans (Texas typical range)
$500 to $10,000 (typical)

Credentials claimed:Trusted & Accredited, Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)

Operating:since 2007

As published by the business on its own website; not independently verified.

Enquire about Montana Capital Car Title Loans

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Common questions

Can I get a title loan without having my vehicle on hand?
Yes. One reviewer successfully obtained a loan without the vehicle present, and the business handled it smoothly.
How fast can I get the money?
Reviewers report same-day approval with funds arriving within hours, sometimes the same day.
Do you require a credit check?
No. Montana Capital does not perform a credit check, making it accessible to people with bad or no credit.

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Last updated 2026-08-23