Montana Capital processes car title loans quickly, often approving same-day, and works with borrowers who have bad credit. Multiple reviewers highlighted fair terms, helpful staff, and the ability to keep their vehicle while borrowing against its title. However, two older reviews flagged unexpectedly high repayment amounts or redirect practices that felt like overreach.
As listed on Google.
Credentials claimed:NMLS ID 2249848, Trusted & Accredited, Texas Office of Consumer Credit Commissioner (OCCC) regulated
Operating:since 2007
As published by the business on its own website; not independently verified.
Griff has a long track record helping buyers finance vehicles when dealerships elsewhere turned them away. Recent reviews raise serious concerns about conduct and fee structure that overshadow older positive experiences.
Staff members Maggie and Josue consistently turn borrowers into advocates, handling applications with calm professionalism and genuine warmth. Approvals happen quickly, the process moves smoothly, and customers leave feeling heard and respected. The North Houston location offers car title loans, motorcycle title loans, and personal loans. Their website claims operations across eight states and licensing as a Credit Service Organization and Credit Access Business in Texas.
Staff at the Houston location treat customers with genuine kindness and patience, even when juggling tight schedules. Yazmin and Rita appear repeatedly in reviews for explaining loan terms clearly and moving people through the process efficiently, which matters when you're stressed about needing cash fast. The business offers car and motorcycle title loans and pawns alongside personal loans. All 20 recent reviews are five-star, with no complaints about rates, terms, or the application itself, though pricing details are not mentioned in the feedback.
Last updated 2026-08-23