South & Central U.S. Loan Storefront Guide
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Montana Capital Car Title Loans

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 12 Google reviews · How we rank ›

4.8(12) 77 composite score See reviews on Google ✓ Google-verified Publishes prices
Mortgage & Home LoansAuto & Title Loans
Montana Capital Car Title Loans
Services
Mortgage & Home Loans, Auto & Title Loans
Reviews
12

What recent reviews say

Montana Capital processes title loans fast, often within days, and staff like Ashley and William guide borrowers through paperwork clearly. Reviewers consistently praise approval speed and willingness to lend to those with bad credit or no income documentation, making it a practical choice when traditional lenders turn applicants away.

Praised for
  • quick processing and approval
  • knowledgeable and helpful staff
  • flexible lending for bad credit and no income verification
  • easy application process
fast-approvalquick-fundinghelpful-staffknowledgeable-agentsprofessional-service
Best for: Borrowers with bad credit needing fast access to cash using a vehicle as collateral.
Think twice if: Title loan fees are high; CAB costs roughly 243% APR, so repaying quickly is important.

Strengths

  • same-day and quick approval
  • no income verification required
  • serves bad credit borrowers
  • flexible repayment options

Worth knowing

  • Staff member Ashley noted for solid service
  • Staff member William noted for great loan experience
  • No income verification required for title loans
  • Flexible payment spreads available on installment loans
  • NMLS ID 2249848
  • Operating since 2007

What reviews say by service

Auto & Title Loans
Rapid approval praised; lenders report quick funding even without income verification.
Bad Credit / No Credit Check
Consistently recommended for bad credit applicants; staff offer competitive rates and flexible terms.

How it compares

  • Rated 4.8 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 30% of the businesses in this directory.

How we scored this

How We Rank
Star rating 74
Review volume 48
Review recency 98
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
9
4
3
3
0
2
0
1
0

Opening hours

Monday
09:00-19:00
Tuesday
09:00-19:00
Wednesday
09:00-19:00
Thursday
09:00-19:00
Friday
09:00-19:00
Saturday
10:00-17:00
Sunday
Closed

As listed on Google.

From their website

Services listed
Car Title LoansMotorcycle Title LoansRV Title LoansTruck Title LoansBoat Title LoansSecured Title Loans
Published prices
Car Title Loans
$100 - $2000 (or a state-specific range)
Car Title Loans
$2000 - $50000
Car Title Loans
up to $50,000
Title Loans in Texas
$500 to $10,000 (typical)
CAB fees
$20 per $100 per 30 days (~243% APR)

Credentials claimed:NMLS ID 2249848, Trusted & Accredited

Operating:since 2007

As published by the business on its own website; not independently verified.

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Common questions

Do I need income proof to get a title loan here?
No. Montana Capital approves title loans without income verification, which reviewers highlight as a key advantage when traditional lenders deny applicants.
How fast can I get funded?
Most reviewers report approval and funding within days. One review notes the application process is quick and funds arrive promptly.
Can I spread payments over time?
Yes. The business offers cash installment loans where you can spread payments over several months, helping borrowers keep up with other bills.

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Last updated 2026-08-23