
Guild Mortgage - Alan Smith
Review evidence is limited. Guild Mortgage's Dallas branch offers home buying, refinancing, down payment assistance, and military relocation loans across Arkansas, Oklahoma, and Texas.
Guild Mortgage operates through loan officer JoAnn Ruiz in Dallas. The business claims licensing and NMLS registration to serve mortgage services across Texas and other states. Review evidence is not available to assess borrower experience.
Based on limited recent reviews, so treat this as low-confidence.
Last verified 2026-08-23
As listed on Google.
Credentials claimed:NMLS ID #536062, NMLS Company ID 3274, AZ BK #0018883, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, MA Mortgage Lender License #MC3274, MA Mortgage Broker License #MC3274, Licensed by the Mississippi Department of Banking and Consumer Finance, Licensed by the N.J. Department of Banking and Insurance
As published by the business on its own website; not independently verified.

Review evidence is limited. Guild Mortgage's Dallas branch offers home buying, refinancing, down payment assistance, and military relocation loans across Arkansas, Oklahoma, and Texas.
Guild Mortgage's small review set shows severe service failures. One customer reported an ACH processing error that drained their account for days; the company acknowledged fault but declined any goodwill remedy. A second reviewer cited slow response times. Review evidence is limited.

Not enough recent reviews yet to synthesise a reliable sentiment read for this business.
Last updated 2026-08-23