South & Central U.S. Loan Storefront Guide
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Austin Finance Co

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 15 Google reviews · How we rank ›

4.1(15) 52 low data composite score See reviews on Google Publishes prices
Mortgage & Home LoansPersonal LoansBusiness & Commercial LoansBad Credit / No Credit CheckSpanish-Speaking Service
Austin Finance Co
Services
Mortgage & Home Loans, Personal Loans, Business & Commercial Loans
Reviews
15

What recent reviews say

Five-star reviews highlight fast loans and Sharon's responsiveness; repeat customers credit her directly. Older one-star reviews report predatory rates, collection harassment, and inconsistent service across locations, particularly at Grand Avenue.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • fast approval and funding
  • staff named Sharon highly valued
  • willingness to lend to those rejected elsewhere
Watch-outs
  • aggressive collection practices and harassment
  • very high interest rates
  • poor service quality and professionalism at some locations
  • lack of transparent disclosure upfront
quick-fundingfriendly-staffhelpful-staffhigh-interestpoor-communicationpredatory-termsfast-approval
Best for: borrowers needing quick cash approval with poor credit history
Think twice if: interest rates are reported as extremely high, and collection practices have been criticized as aggressive

Strengths

  • same-day funding
  • willingness to approve when others decline
  • responsive staff member Sharon

Worth knowing

  • Staff member Sharon consistently praised by repeat customers for responsiveness and personal service
  • same-day loan approval offered
  • personal loans up to $1,600 per their website

What reviews say by service

Personal Loans
fast approval praised by recent reviewers; older complaints cite high rates and predatory terms
Bad Credit / No Credit Check
willing to approve when other lenders reject; service inconsistent across locations

How it compares

  • Rated 4.1 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 36% of the businesses in this directory.

How we scored this

How We Rank
Star rating 58
Review volume 52
Review recency 5
Review sentiment 47
Profile completeness 100
Verification 30

Rating breakdown

5
11
4
1
3
0
2
0
1
3

Contact

Address
5432 E Grand Ave A, Dallas, TX 75223

Last verified 2026-08-23

Opening hours

Monday
08:30-17:30
Tuesday
08:30-17:30
Wednesday
08:30-17:30
Thursday
08:30-17:30
Friday
08:30-17:30
Saturday
Closed
Sunday
Closed

As listed on Google.

From their website

Services listed
Personal loansBad credit loansSame day loan approval
Published prices
Personal loans
up to $1,600

Credentials claimed:State-regulated

Operating:since 1996

As published by the business on its own website; not independently verified.

Enquire about Austin Finance Co

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to Austin Finance Co. We only share your details with providers relevant to your request.

Common questions

How fast can I get the money?
Recent reviews report same-day or very quick funding; the business claims same-day approval on their website.
Will you lend to me if I have bad credit?
Yes; reviews and their website both state they serve bad credit borrowers and approve those rejected elsewhere.

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American Finance
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American Finance in Dallas gets high marks for welcoming staff and willingness to help borrowers. One reviewer faced serious delays across multiple locations, missed emails, and eventual denial, which stands against the otherwise consistent praise.

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Last updated 2026-08-23