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Atlas Credit Co., Inc.

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 167 Google reviews · How we rank ›

4.6(167) 83 composite score See reviews on Google ✓ Google-verified Publishes prices
Mortgage & Home LoansPersonal LoansPayday & Cash AdvanceBad Credit / No Credit CheckSame-Day / Fast ApprovalSpanish-Speaking Service
Atlas Credit Co., Inc.
Services
Mortgage & Home Loans, Personal Loans, Payday & Cash Advance
Reviews
167

What recent reviews say

Atlas Credit delivers fast, straightforward loans with strong personal touches from established staff like Josie and Alisa. Applicants with bad credit report feeling respected and well-informed. Two negative reviews flagged unprofessional phone interactions, though the firm has helped hundreds build credit through bureau reporting and timely loan renewals.

Praised for
  • responsive staff, especially Josie
  • fast and easy application process
  • non-judgmental, respectful service
  • credit-building support and reporting
Watch-outs
  • poor communication and tone from some staff members
  • inconsistent customer service quality
fast-approvalhelpful-staffeasy-applicationfriendly-staffprofessional-serviceknowledgeable-agents
Best for: People with bad or limited credit needing quick cash and willing to rebuild credit.
Think twice if: Staff attitudes vary; two applicants faced dismissive phone interactions from (former) staff, though most reviewers praised their experience.

Strengths

  • lending to bad-credit borrowers with respect, not judgment
  • quick approval and streamlined process
  • credit bureau reporting for credit improvement
  • long operational history since 1968

Worth knowing

  • Josie Puente named repeatedly as manager; praised for professionalism and explaining loan terms
  • Alisa noted for phone support
  • Rosie mentioned for fast processing
  • Staff member Laura departed after being reportedly rude to a caller
  • Customer renewed loan 8-9 times without being late
  • Bureau reporting supports credit improvement

What reviews say by service

Personal Loans
Fast, easy process with staff who explain terms clearly and help borrowers understand repayment.
Bad Credit / No Credit Check
Lend to borrowers with mediocre or poor credit without judgment; report to bureaus to build credit over time.
Same-Day / Fast Approval
Multiple reviewers noted quick approvals and same-day funding.

How it compares

  • Rated 4.6 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 62% of the businesses in this directory.

How we scored this

How We Rank
Star rating 73
Review volume 97
Review recency 100
Review sentiment 68
Profile completeness 100
Verification 30

Rating breakdown

5
147
4
5
3
0
2
0
1
15

Contact

Address
3817 Ross Ave, Dallas, TX 75204
Open in Google Maps

Last verified 2026-08-23

Opening hours

Monday
08:30-18:30
Tuesday
08:30-18:30
Wednesday
08:30-18:30
Thursday
08:30-18:30
Friday
08:30-18:30
Saturday
09:00-13:30
Sunday
Closed

As listed on Google.

From their website

Services listed
Personal loans for bad creditCredit starter loansSignature loansInstallment loans
Published prices
Personal loans
$100 to $1,400
Personal loans
up to $1800

Operating:since 1968

As published by the business on its own website; not independently verified.

Enquire about Atlas Credit Co., Inc.

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Common questions

Do you lend to people with bad credit?
Yes. Atlas Credit specializes in personal loans for bad credit and credit starter loans. Their website lists services for borrowers with limited or poor credit history.
How long does approval take?
Recent reviewers reported very quick approvals and fast processing. One applicant completed the loan process in a single office visit after an online application.
Can a loan help me build credit?
Yes. Atlas Credit reports to credit bureaus, and one long-term customer noted the company helps borrowers improve their credit score over time through regular payments.

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Last updated 2026-08-23