South & Central U.S. Loan Storefront Guide
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Americredit Financial Services

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 68 Google reviews · How we rank ›

2.2(68) 45 composite score See reviews on Google
Mortgage & Home LoansBad Credit / No Credit CheckSpanish-Speaking Service
Americredit Financial Services
Services
Mortgage & Home Loans, Bad Credit / No Credit Check, Spanish-Speaking Service
Reviews
68

What recent reviews say

Reviewers describe a pattern of predatory lending and administrative chaos. Borrowers report being charged extreme interest rates (28% on good credit), having loans mysteriously cancelled weeks after approval, and facing unexpected IRS garnishments and fraudulent debt reports years after cars were paid off or resold. Customer service is inconsistent: some reach supervisors who help, but many spend hours on hold or get transferred in circles over issues the company later claims it cannot find in their system.

Praised for
  • helpful supervisor when reached
  • multi-lingual operations
Watch-outs
  • predatory terms and high rates
  • credit inquiry fraud and misreporting
  • lien never released after payoff
  • unexplained IRS garnishments and debt cancellations
  • loan approval then sudden cancellation
  • poor customer service and confusion
  • repossession without notice
predatory-termshidden-feeshigh-interestpoor-communicationdenied-unexpectedlylong-wait-times
Think twice if: Anyone seeking auto or mortgage financing should carefully review complaints about predatory interest rates, unexplained loan cancellations, and years-long disputes over liens and IRS debt reports.

Worth knowing

  • One reviewer reported 28% interest rate despite 740+ credit score
  • Lien release takes 15 business days after full payoff
  • Multiple borrowers report IRS garnishments or debt cancellations filed 10-20 years after loan payoff or repossession
  • Supervisor named Genesis noted as helpful; earlier contact with agent Jared was unhelpful
  • One borrower paid off car in full during Chapter 13 bankruptcy ($20,815.69 total) but vehicle was still repossessed without notice after bankruptcy dismissal

What reviews say by service

Auto & Title Loans
Reviewers criticize predatory rates, sudden loan cancellations after approval, failure to release liens promptly, and years-delayed repossession claims and IRS reports
Bad Credit / No Credit Check
High 28% interest rate charged to borrower with 740+ credit score
Spanish-Speaking Service
Bilingual operations noted in directory categories; no review text directly evidences this service quality

How it compares

  • Rated 2.2 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 52% of the businesses in this directory.

How we scored this

How We Rank
Star rating 0
Review volume 80
Review recency 100
Review sentiment 24
Profile completeness 75
Verification 0

Rating breakdown

5
15
4
2
3
5
2
3
1
43

Contact

Address
801 Cherry St #3500, Fort Worth, TX 76102

Last verified 2026-08-23

Opening hours

Monday
08:00-17:00
Tuesday
08:00-17:00
Wednesday
08:00-17:00
Thursday
08:00-17:00
Friday
08:00-17:00
Saturday
Closed
Sunday
Closed

As listed on Google.

Enquire about Americredit Financial Services

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to Americredit Financial Services. We only share your details with providers relevant to your request.

Common questions

How long after I pay off my car will Americredit release the lien?
According to review complaints, the company takes 15 business days to release the lien after full payoff. Multiple borrowers report liens never released or released only after repeated calls.
What interest rates can I expect?
Reviewers report rates as high as 28% even for borrowers with credit scores above 740, though rates vary by applicant and loan type.

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Last updated 2026-08-23