South & Central U.S. Loan Storefront Guide
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American Finance

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 66 Google reviews · How we rank ›

4.8(66) 79 low data composite score See reviews on Google ✓ Google-verified Publishes prices
Mortgage & Home LoansPersonal LoansSpanish-Speaking Service
Services
Mortgage & Home Loans, Personal Loans, Spanish-Speaking Service
Reviews
66

What recent reviews say

Returning customers and long-term borrowers describe straightforward loans, accessible staff, and reliable service. Recent complaints cite unexpected fees, strict application requirements, and poor accommodation for time-sensitive customers.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • friendly and knowledgeable staff
  • quick and easy process
  • helpful follow-up and customer care
  • repeat customers over years
Watch-outs
  • surprise charges and hidden fees
  • inflexible process when customer unavailable
  • credential verification issues
fast-approvalhelpful-stafffriendly-staffknowledgeable-agentseasy-applicationquick-fundingprofessional-servicehidden-fees
Best for: repeat borrowers and customers who can complete applications during business hours
Think twice if: wary of unexpected fees or unable to respond during posted hours; verify loan terms in writing before signing

Strengths

  • known staff by name (Irene, Emily, Vanessa)
  • easy monthly payments
  • fast loan disbursement

Worth knowing

  • Ms. Irene, Emily, Vanessa, Norma, David Clark, Hank Metzger, and Trina named as staff
  • customer referral program offered
  • online payments available
  • some customers report 10+ year relationships with the company

What reviews say by service

Personal Loans
fast and straightforward, but recent complaints about unexpected charges after missed payment dates
Mortgage & Home Loans
praised for smooth refinance transactions and professional staff; one military borrower reported dropped application after communication lapse

How it compares

  • Rated 4.8 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 52% of the businesses in this directory.

How we scored this

How We Rank
Star rating 82
Review volume 79
Review recency 100
Review sentiment 57
Profile completeness 100
Verification 30

Rating breakdown

5
62
4
0
3
0
2
0
1
4

Contact

Address
5910 Scott St F, Houston, TX 77021

Last verified 2026-08-23

Opening hours

Monday
08:30-17:30
Tuesday
08:30-17:30
Wednesday
08:30-17:30
Thursday
08:30-17:30
Friday
08:30-17:30
Saturday
Closed
Sunday
Closed

As listed on Google.

From their website

Services listed
Loans up to $1,800Instant Funding ProgramOnline paymentsCustomer Referral Program
Published prices
Customer Referral Program
$50.00
Loans
up to $1,800.00

Credentials claimed:Responsible Texas Installment Lender

As published by the business on its own website; not independently verified.

Enquire about American Finance

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Common questions

How long does it take to get funded?
Multiple reviews praise quick approval and fast process, though no exact timeline is stated.
Can I make payments online?
Yes, their website lists online payments as a service.
What is the maximum loan amount?
Their website states loans up to $1,800.

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Last updated 2026-08-23