South & Central U.S. Loan Storefront Guide
Menu

American Finance

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 54 Google reviews · How we rank ›

4.7(54) 71 low data composite score See reviews on Google ✓ Google-verified Publishes prices
Mortgage & Home LoansPersonal LoansPayday & Cash AdvanceBad Credit / No Credit Check
American Finance
Services
Mortgage & Home Loans, Personal Loans, Payday & Cash Advance
Reviews
54

What recent reviews say

Staff are consistently welcoming and helpful; customers describe being approved for loans when turned down elsewhere and staying loyal for years. Credit reporting practices and occasional approval denials deserve attention.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • friendly staff
  • customer service and support
  • willing to work with people with poor credit
  • professional and respectful treatment
  • long-term loyalty
Watch-outs
  • loan denials without clear explanation
  • limited credit bureau reporting
friendly-staffhelpful-staffprofessional-service
Best for: people with limited or poor credit looking for personal loans
Think twice if: credit building matters to you; they report to only one bureau

Strengths

  • willing to approve borrowers with poor credit
  • friendly and professional staff
  • long customer relationships

Worth knowing

  • Staff members Christine and Vanessa named for exceptional customer service
  • Jefferson Blvd location in Dallas
  • Instant Funding Program offered
  • Online payments available

What reviews say by service

Bad Credit / No Credit Check
approved customers when other lenders denied them
Personal Loans
consistently praised for approvals and friendly handling
Payday & Cash Advance
staff willing to assist with financial troubles

How it compares

  • Rated 4.7 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 50% of the businesses in this directory.

How we scored this

How We Rank
Star rating 76
Review volume 76
Review recency 44
Review sentiment 60
Profile completeness 100
Verification 30

Rating breakdown

5
49
4
2
3
0
2
0
1
3

Contact

Address
421 Jefferson Blvd, Dallas, TX 75208

Last verified 2026-08-23

Opening hours

Monday
08:30-17:30
Tuesday
08:30-17:30
Wednesday
08:30-17:30
Thursday
08:30-17:30
Friday
08:30-17:30
Saturday
Closed
Sunday
Closed

As listed on Google.

From their website

Services listed
Loans up to $1,800Instant Funding ProgramOnline paymentsCustomer Referral Program
Published prices
Customer Referral Program
$50.00
Loans
up to $1,800.00

Credentials claimed:Responsible Texas Installment Lender

As published by the business on its own website; not independently verified.

Enquire about American Finance

Your enquiry goes to the South & Central U.S. Loan Storefront Guide team, who will pass it to American Finance. We only share your details with providers relevant to your request.

Common questions

Do they work with people who have bad credit or no credit?
Yes. Multiple reviewers report being approved after being denied elsewhere.
What is the maximum loan amount?
Their website states loans are available up to $1,800.
Can I pay my loan online?
Yes, online payments are available. Staff also accept over-the-phone payments.

Similar loan agencies nearby

City Finance Services
90

City Finance Services

4.8(163)✓ Google-verifiedPublishes prices

Staff greet repeat customers by name and close deals without fuss, turning same-day loan requests into cash within hours. The team remembers your situation year after year. Reviewers with ten-plus year histories note they've never encountered a problem or pressure tactic here. City Finance keeps appointments brief and paperwork light. They work with customers who've been turned down elsewhere, and the Oak Cliff office operates seven days a week to fit working schedules. Estrella Bazaldua handles calls with patience and honesty.

Mortgage & Home LoansPersonal LoansBad Credit / No Credit Check
Justice Finance
84

Justice Finance

4.6(93)✓ Google-verifiedPublishes prices

Staff by name-Tania, Brandi, Noemi-walk applicants through loan paperwork without pushiness or confusion. Most borrowers report approval and same-day cash in under 30 minutes, with genuine warmth at every step. The Dallas operation focuses on quick personal and payday loans up to $1,840. Long-term customers return repeatedly, and referrals earn $50. No negative reviews surfaced in recent months.

Personal LoansPayday & Cash AdvanceBad Credit / No Credit Check
Atlas Credit Co., Inc.
86 low data

Atlas Credit Co., Inc.

4.9(210)✓ Google-verifiedPublishes prices

Atlas Credit approves loans quickly for borrowers with bad credit across multiple Texas cities. Staff are mostly friendly and helpful, though one complaint flagged a manager's harsh tone when a borrower faced a temporary payment delay.

Mortgage & Home LoansPersonal LoansPayday & Cash Advance

Own this business? Get featured

Own or market a business here? Ask about featured placement and advertising on this directory. Your message goes straight to the directory team.

Last updated 2026-08-23