South & Central U.S. Loan Storefront Guide
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ACE Cash Express

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 751 Google reviews · How we rank ›

4.9(751) 92 composite score See reviews on Google ✓ Google-verified Publishes prices
Payday & Cash AdvanceBad Credit / No Credit CheckSame-Day / Fast Approval
ACE Cash Express
Services
Payday & Cash Advance, Bad Credit / No Credit Check, Same-Day / Fast Approval
Reviews
751

What recent reviews say

Raven, Kiara, Liz, and other staff here turn a routine payday loan into a human interaction. Reviewers consistently mention patience, transparency, and genuine help answering questions, especially newcomers to banking. The tone is personal: staff remember faces and offer water on a hot day, push back on unnecessary fees, and explain services fully. No complaints surface across the recent reviews.

Money orders are free. Check cashing is straightforward. A newcomer from out of state who had no bank account said Raven made the process so easy and trustworthy that she convinced him to set up direct deposit. That kind of word-of-mouth speaks louder than any fee schedule.

Praised for
  • knowledgeable and patient staff
  • fast and efficient service
  • respectful treatment, not predatory
  • named staff building loyalty
fast-approvalhelpful-stafffriendly-staffknowledgeable-agentstransparent-feesquick-funding
Best for: First-time borrowers, people without bank accounts, anyone nervous about payday loan terms.

Strengths

  • staff know customers by name and remember their needs
  • transparent about fees and not pushy
  • free money orders for bill payments
  • accessible to people without bank accounts

Worth knowing

  • Staff members Raven, Kiara, Liz, Lizbeth, Lori, Carol, and Ms. Little each appear in multiple positive reviews.
  • Free money orders offered for bill payments.
  • Business noted as FDIC member through Pathward, N.A. and MoneyGram authorized.
  • Offers both online and in-store lending.

What reviews say by service

Payday & Cash Advance
Reviewers emphasize staff transparency that this is not predatory, plus fast turnaround.
Bad Credit / No Credit Check
Serves customers without bank accounts or traditional credit history without judgment.
Same-Day / Fast Approval
Check cashing and loan processing described as quick and efficient.

How it compares

  • Rated 4.9 against a 4.65 average across the 240 payday & cash advance businesses listed here.
  • Has more Google reviews than 85% of the businesses in this directory.

How we scored this

How We Rank
Star rating 93
Review volume 100
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
719
4
14
3
1
2
3
1
14

Opening hours

Monday
09:00-19:00
Tuesday
09:00-19:00
Wednesday
09:00-19:00
Thursday
09:00-19:00
Friday
09:00-19:00
Saturday
10:00-17:00
Sunday
Closed

As listed on Google.

From their website

Services listed
Payday LoansInstallment LoansTitle LoansCheck CashingBill PaymentMoney TransfersMoney OrdersATM Services
Published prices
Payday Loan
$100 - $2,000 (online)
Installment Loan
$100 - $3,500 (online and in-store)

Credentials claimed:Member FDIC (Pathward, N.A.), MoneyGram authorized

As published by the business on its own website; not independently verified.

Enquire about ACE Cash Express

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Common questions

Are money orders really free?
Yes, according to recent reviews mentioning free money orders for bills.
Can I apply online for a payday or installment loan?
Yes, their website shows both online and in-store options for payday loans ($100–$2,000) and installment loans ($100–$3,500).
Do they serve people without a bank account?
Yes, the business offers check cashing and can help you set up direct deposit if needed.

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Bad Credit / No Credit Check

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Last updated 2026-08-23