South & Central U.S. Loan Storefront Guide
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1F Cash Advance

Updated 2026-08-23 · 5,423 reviewed · 600 listed · Scored from 19 Google reviews · How we rank ›

4.5(19) 69 composite score See reviews on Google ✓ Google-verified Publishes prices
Mortgage & Home LoansPersonal LoansPayday & Cash AdvanceSame-Day / Fast Approval
Services
Mortgage & Home Loans, Personal Loans, Payday & Cash Advance
Reviews
19

What recent reviews say

Most reviewers report fast turnaround from application to funds (under 24 hours) and say staff answer questions directly without hassle. Multiple recent reviews praise the speed and no-pressure approach. However, two reviewers from different periods say the published address is incorrect or locations no longer exist, and one called the experience a waste of time. Recent five-star reviews heavily outnumber negatives, but the address issue and questions raised about review credibility create genuine caution.

Praised for
  • Fast approval and funding
  • Responsive staff
  • Straightforward process
  • Help without pushy tactics
Watch-outs
  • Address listed is wrong or locations don't exist
  • High interest rates
  • Questions about review authenticity
fast-approvalquick-fundinghelpful-stafffriendly-staffhigh-interest
Best for: Borrowers needing emergency cash quickly without credit checks.
Think twice if: Multiple reviewers report the physical address is wrong or locations don't exist. Verify current location before applying in person.

Strengths

  • Same-day or next-day funding
  • No teletrack loans
  • Willing to work with bad credit

Worth knowing

  • Staff member Lucy specifically praised for staying on the phone until questions answered
  • Application to funding reported as under 24 hours
  • No hold times or transfers mentioned by recent reviewers
  • NMLS ID 1814281 listed on their website

What reviews say by service

Payday & Cash Advance
Reviewers consistently report fast application and same-day or next-day funding
Personal Loans
Approved borrowers with limited credit history, though at higher rates; one reviewer noted interest rate was high
Same-Day / Fast Approval
Multiple reviewers describe approval and funding as extremely fast (under 24 hours, faster than expected)

How it compares

  • Rated 4.5 against a 4.49 average across the 424 mortgage & home loans businesses listed here.
  • Has more Google reviews than 40% of the businesses in this directory.

How we scored this

How We Rank
Star rating 68
Review volume 56
Review recency 100
Review sentiment 51
Profile completeness 100
Verification 30

Rating breakdown

5
15
4
2
3
0
2
0
1
2

Contact

Address
5454 North Fwy, Houston, TX 77076

Last verified 2026-08-23

Opening hours

Monday
08:00-22:00
Tuesday
08:00-22:00
Wednesday
08:00-22:00
Thursday
08:00-22:00
Friday
08:00-22:00
Saturday
08:00-22:00
Sunday
08:00-22:00

As listed on Google.

From their website

Services listed
Payday loansCash advancesInstallment loansSame-day loansDirect lender loansWeekend loansNo teletrack loansBad credit installment loans
Published prices
Cash advance loans
up to 740% APR
Installment loans
up to 490% APR
Cash advance loan amount
$100 to $1,000
Installment loan amount
up to $5,000

Credentials claimed:State-licensed service, NMLS ID 1814281

Operating:6 years of trust

As published by the business on its own website; not independently verified.

Enquire about 1F Cash Advance

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Common questions

How fast is the approval and funding?
Recent reviewers report application to funding in under 24 hours, with some describing approval as coming within minutes.
Do you offer loans to people with bad credit?
Yes, the website lists bad credit installment loans and no-credit-check options. One reviewer was approved with a short credit history, though at a higher rate.
What is the interest rate?
The website lists cash advance loans up to 740% APR and installment loans up to 490% APR. Actual rates depend on your loan type and credit profile.

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Payday & Cash Advance

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Last updated 2026-08-23