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Loan agencies in Park Cities: ranked picks

Park Cities borrowers have a small but mixed field of lenders to choose from, ranging from a highly rated individual mortgage officer to smaller shops with thinner review histories. This page ranks them using our methodology, which weighs rating, review volume, recency, and sentiment rather than star rating alone.

Given the high property values around Highland Park and University Park, most local borrowers are working through jumbo mortgages or complex financing, which makes communication and responsiveness during underwriting especially important.

4 businesses, scored on rating, review volume, recency, sentiment and listing completeness. How we score › · View on map ›

At a glance

#BusinessScoreRatingFromBest for
1JD Hager, Mortgage Loan Officer - First Horizon Bank845 (57)Mortgage loans, jumbo financing
2Cheddar Capital in Dallas Texas555 (3)Complex or declined loans
3Texas Farm Credit483 (6)Agricultural and rural lending
4NewStar Business Credit415 (1)Business credit, newer borrowers

Ranked picks

1
JD Hager, Mortgage Loan Officer - First Horizon Bank

JD Hager, Mortgage Loan Officer - First Horizon Bank

score 84/100
5 from 57 reviews
Mortgage loansjumbo financingfast approvaltransparent fees

Every recent review is five stars, with borrowers citing after-hours availability and proactive updates through close.

2
Cheddar Capital in Dallas Texas

Cheddar Capital in Dallas Texas

score 55/100
5 from 3 reviews
Complex or declined loansquick fundinghelpful staffknowledgeable agents

Small review base but all positive, including a borrower whose complex loan had been turned down elsewhere.

3
Texas Farm Credit

Texas Farm Credit

score 48/100
3 from 6 reviews
Agricultural and rural lendinghelpful staffpoor communicationgreat rates

Ryan Martin draws praise for closing guidance and rates, but other reviewers report weeks of unanswered follow-up.

4
NewStar Business Credit

NewStar Business Credit

score 41/100
5 from 1 reviews
Business creditnewer borrowers

Only one review so far, so there is not enough data yet to gauge typical service.

Last updated 2026-08-23